Chapter 77 Good Boy Chen Yu

"Fellow Daoist! Please stay!"

With a loud shout, not only Zhang Yanyan and the others were startled.

Duan Ye and Bahuang Yao next to him also jumped in fright.

"What's wrong?" Zhang Yanyan frowned: "Is there anything else?"

"Come here, find a place to talk in detail." Chen Yu glanced around and pointed to the roof: "Let's go to the fourth floor to talk."

"You... want to lend us?"

"Of course!" Chen Yu patted his chest: "Same alumni, and old relationship, you all spoke up, am I still human if I don't borrow it?"

"?" Duan Ye was at a loss: "Are you kidding me?"

"Shh." Forbidding his side Duan Ye to speak, Chen Yu took the lead to lead the way to the fourth floor, and he didn't forget to turn around and hook his fingers: "Three, come quickly."

The three of Zhang Yanyan looked at each other, talked in a low voice for a moment, and followed them suspiciously.

Not long after, the six found a separate room and sat down with each other.

Chen Yu looked at Bahuang Yao: "Do you have a pen and paper? Get a set."

"Oh." Although the girl was puzzled, she obediently searched for a pen and paper in the house.

"Snapped!"

Taking out his student card, Chen Yu slapped it on the table, and said gently: "There are 1,000 points here, Zhang Heyan, you want... What is your name Yanlai?"

Duan Ye raised his hand: "Zhang Haiyan."

"Yes, Zhang Haiyan." Chen Yu nodded: "How much do you want to borrow?"

Hearing Chen Yu's "atmospheric" speech, Zhang Yanyan didn't care about correcting the other party's mispronounced name, she opened her five fingers and looked forward with anticipation: "Fifty credits, is it okay?"

"Fifty credits?" Chen Yu frowned.

"Ah... is it too much?" Zhang Yanyan quickly changed her words: "Forty, forty credits will do..."

"I mean, fifty credits, is that enough?"

"Hmm." Happiness came so quickly that Zhang Yanyan was stunned.

"Brother Yu?" Duan Ye tilted his head: "Have you seen her?"

"Don't talk." Chen Yu put his hands on the table and looked directly at Zhang Yanyan: "Our relationship, you can open your mouth."

"Five... Fifty is indeed enough. Thank you." Zhang Yanyan rubbed her hands excitedly: "We promise that we will pay you back after completing that task."

"Don't worry." Chen Yu looked at Bahuang Yao who was walking around the room: "Have you found the pen and paper?"

"found it."

"Okay." After taking the dusty stack of manuscript papers, he threw the dust off and put it on the table: "As the so-called real brothers, clear accounts, of course there is no problem in lending you credits, but you have to make an IOU, which is very difficult. Is it reasonable?"

"Reasonable! Very reasonable!" Zhang Yanyan nodded again and again.

"Okay. Are you sure you'll borrow seventy?"

"It's fifty, fifty is fine..."

"Oh, ninety."

"No no no, fifty."

"Oh, fifty." Chen Yu smacked his tongue, held a pen, and wrote two lines of words on the paper, and then handed it to the other party: "It's written, take a look."

"Mmmm." Zhang Yanyan struggled to identify Chen Yu's font: "On August 24, 2024, the borrower (four classes a year) borrowed points '50' from the lender (two classes a year). Repay within one month. Credit '60' full..."

Talking about this, Zhang Yanyan raised her head and looked at Chen Yu: "Are you... a loan shark?"

"Wrong! Chen Yu categorically rejected: "It's a campus loan. "

Zhang Yanyan and the three: "..."

Bahuang Yao: "..."

Duan Ye gave a thumbs up: "Wonderful."

"You're in school... using your credits... to engage in usury?" Zhang Yanyan couldn't believe it.

"You have to pay attention to interest when borrowing money." Chen Yu took back the IOU and shook his head: "I don't care how much you want for our relationship. Borrowing 50 and paying back 60 is only 20%. I am quite benevolent and righteous. ."

Hearing this, Zhang Yanyan regained her senses and took a deep look at Chen Yu, not knowing what language to use to describe this boy.

After a long silence, she stood up, discussed with her teammates for a moment, nodded, took the IOU, and signed her name on it: "Okay, we borrowed it. You don't need to pay back the favor, just pay you 60 points when it expires. .

"

"That's right." Carefully put away the IOU, Chen Yu held the student card: "Let's go, go to the lobby on the third floor, and transfer 50 points to you. Our transaction is concluded."

"Okay." Zhang Yanyan nodded and took her teammates to leave first.

"Chen Yu..." Bahuang Yao hesitated: "Is it not good for us to do this?"

"It's not very good." Chen Yu nodded: "After all, everyone hates capitalists."

Duan Ye raised his hand: "But everyone wants to be a capitalist."

"Snapped!"

Chen Yu and Duan Ye clapped hands tacitly.

...

Going down to the lobby on the third floor full of people, Chen Yu walked to an information desk and said, "I want to transfer some credits to other classes, what process should I follow? Where should I go?"

"Transfer credits?" The staff member was stunned: "What credits do you transfer?"

"Just give my credits to other classes."

"This...it's impossible, how can the credits be transferred casually?" The staff looked at Chen Yu up and down: "The credits cannot be traded with each other."

"Um?"

Chen Yu was stunned.

Is his road to riches over before it even begins?

"Why can't we trade with each other?"

"Credits Credits, as the name suggests, are points for learning. If this kind of thing is traded casually among students, how can education be done?"

"It's over." Duan Ye spread his hands: "It's been tossing for nothing."

Bahuang Yao breathed a sigh of relief.

She really didn't like Chen Yu's way of "borrowing money".

The three Zhang Yanyan, who were waiting behind, looked at each other a few times and laughed a few times.

They are also freshmen and do not understand the credit system of Beijing University. Just shrugged and prepared to leave. After all, points cannot be traded, and any loan or repayment is meaningless.

"Wait."

Chen Yu opened his mouth to stop the three, his brains running fast: "Any system has loopholes, you wait a moment."

As he said that, he looked around in thought, and his eyes were quickly attracted by the big screen where the mission was released.

Blinking, Chen Yu scratched the back of his head with one finger, turned to look at the staff, and asked tentatively, "Our students can accept tasks, and we should be able to issue tasks, right?"

"Release commission? Yes." The woman nodded.

"If you want to release a school commission..." Chen Yu thought: "How much does it cost to release a C-level task?"

"No." The woman shook her head decisively: "On-campus students don't use money when they issue tasks. This is to prevent some wealthy students from getting a lot of points. Even if a social person outside the school issues a commission, it will be reviewed by the school."

"No money, so what?"

"Students issue on-campus commissions and can only use credits."

Chen Yu looked at the staff as if he was looking at a fool: "Credits? Isn't this better?"

woman:"……"

"It's easy." Chen Yu spread his hands and walked up to Zhang Yanyan: "I'm going to issue a commission worth 50 credits. If you finish it, even if I lend it to you."

"...This method, you can also find it."

"What's this? I dare say that this way of trading credits, the seniors are all clear. And the school should have left this back door on purpose, otherwise, why don't students need to review the commission issued by the student?"

With a wave of his hand, Chen Yu walked to the right side of the hall. The commissioned release area with a small number of people released a question-and-answer task in the school.

(Class 2 knowledge quiz commission: How long is Chen Yu's younger brother?)

(C-level mission)

(50 points)

Duan Ye: "..."

Bahuang Yao: "..."

"Di!"

After taking out the student card and swiping it, the 1,000 points of Class 2 immediately became 950.

"Go take the task." Chen Yu looked at Zhang Yanyan.

Zhang Yanyan stepped forward and saw the mission description, her face full of black lines: "What kind of ghost mission is this?"

"The task is too simple. What if someone else is quick to take it?"

"It's outrageous... it's outrageous where you are..."

"Go to the 'task area' next door to line up and finish the task early, everyone is very busy."

"You have to tell me the answer first! How can I know how long your little brother is?"

Chen Yu: "68 cm."

"...you fart!"

...

In the end, Zhang Yanyan got 50 points as she wished.

And Chen Yu also started his operation.

"Clap clap clap!"

Clapping his hands vigorously, Chen Yu took Duan Ye to the very center of the hall, and loudly advertised: "Passing by, everyone be quiet, I have something to announce."

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The hall was silent for a moment, and everyone turned to look at Chen Yu.

"What a shame..." Bahuang Yao covered his face and squatted in the corridor in the distance.

"An announcement of good news. Starting today, I have started the loan service. Those who are in short supply, who do not have credits, who cannot take classes, buy martial arts, or purchase equipment can borrow from me. The minimum is 50 and the maximum is 500. The credits are limited, Borrow, first serve."

Everyone: "..."

"The rental time is within a month. Borrow 50 for 80, borrow 100 for 150, and borrow 200 for 280. The more you borrow, the bigger the discount, what are you waiting for?"

"..."

"..."

"Buzzing..."

The words fell, and the students in the hall were silent for a while, and then began to discuss wildly.

There are those who doubt, there are those who sneer, there are those who are curious, there are those who are motivated, and there are those who have bad intentions.

In less than half a minute, several people approached Chen Yu and asked tentatively.

And after someone took the lead, more and more students also gathered around and chatted.

"Clap!"

Chen Yu was surrounded by the center, clapped his hands vigorously, and pointed at Duan Ye: "Look at this one next to me, who wants to borrow credits, sign with him, and then I will transfer the credits to you by means. Don't ask me about interest or anything. , don't bargain, say it, borrow 50 for 80, borrow 100 for 150..."

...

At the same time, Zhang Tie was accompanying an old man downstairs, and he was full of smirks: "Elder Cheng, although Chen Yu has some problems with his thoughts, this child is not bad, he is an honest and honest good seedling. You can educate and punish it. There is no need."

"Well, I know." The old man nodded with a smile: "According to your introduction, this child has a strong sense of justice, but he hasn't grown up yet. Why should I punish him?"

"Then thank you." Zhang Tie cupped his hands again and again: "I'll find him now, Mr. Cheng, just wait on the fourth floor, you don't have to go down."

"It's okay." The old man waved his hand: "It's not good to wait in the office. I have been educating all my life, and I like honest and talented children. The more honest and obedient, the more promising..."

"Then go slower..."

As soon as they got down to the third floor, the two heard the noise in the hall. When they heard the sound, they were all surprised.

"Don't write ink, love to borrow, don't borrow scumbags." Chen Yu stood at a high place, gestured, and said loudly: "The eighth repetition! Borrow 100 for 150, borrow 200... Who the hell scolds me What about loan sharks? This is a campus loan! Fuck…”

"..." Zhang Tie opened his mouth wide.

"..." The old man also opened his mouth wide and lost his dentures...

Condescendingly, Chen Yu saw Zhang Tie behind the door with his sharp eyes, and immediately shouted: "Brother Tie! Come and help! Our second class is going to send it..."

...