Chapter 32 I'm Crazy Too (Recommendation!)

the next day.

noon.

Tang Qing came to the hotel.

Sign a loan contract with Zhang Dongqing and his friend.

Zheng Xiu didn't come this time.

Think about it too.

With Zheng Xiu's current status, it is indeed not suitable for him to participate in this kind of thing too much.

Before, it was because I wanted to help my comrade-in-arms Zhang Dongqing to check and deter each other. This time everyone is familiar with it, and they are not afraid of being trapped. Plus there are outsiders, so as not to spread the word and cause trouble.

The owner of the garment factory is called Lv Jianhui.

I have been in the clothing business for over ten years.

The factory is not small, with more than 100 people and a lot of fixed assets, but it is too troublesome to go through the bank loan process, and small and medium-sized enterprises have very high requirements on the flexibility of funds.

So he also had to use private loans.

In the past, I usually used money from other companies, and the interest rate was higher. It was even as high as 2.5 in a short-term a month. However, there is no way to use it for a month. Six months of customer stability.

You are almost done.

The other party has to find someone else to lend it out.

These all have costs, time, manpower, risk, etc.

How is it possible not to have high interest rates.

He had heard that Zhang Dongqing had recently received a large order, and he wondered if he had enough funds to borrow for a month, and he was so familiar with it that he believed that Zhang Dongqing would not charge him high interest.

It's just that Lu Jianhui didn't expect Zhang Dongqing to have no money at the moment.

later.

Zhang Dongqing talked about borrowing money from Tang Qing some time ago.

Lu Jianhui was also surprised.

And such a low interest rate?

and no difference? Therefore, I asked Zhang Dongqing for help.

Since Zhang Dongqing is the guarantor this time, the contract has become a three-party contract, and the content has undergone some changes, but the terms are still clear and undisputed, and the contract period is one month.

The repayment date was signed on the second of the next month.

Unless it is confirmed that he can upgrade before No. 1 in the future, it is impossible for him to add risks to himself before signing in to No. 1. After signing the contract, it is naturally all kinds of chat investigation information.

Guarantee contracts can also be signed in bank loans.

Several companies jointly guarantee each other, and one company does not pay several companies together.

Generally, similar industries guarantee each other. This is also the tragedy of small and medium-sized enterprises. Even if they have asset mortgages, they have to form a group to survive. This is easy to say when the industry is booming.

But when the industry is down.

But it will have a chain reaction, killing a large number of enterprises at once.

The stakes are high.

After dinner.

Tang Qing asked Zhang Dongqing to stay and have something to say, and Lv Jianhui paid the bill wisely and left.

"Uncle Zhang, I want to ask something, do you know anyone who is more reliable and needs to exchange dollars?" Tang Qing asked.

This is what he decided to do after thinking about it for a long time last night.

The speed of his own development really made him very dissatisfied. After the loan was finished this time, it would be difficult to increase his assets on a large scale in a short period of time. It was too uncomfortable to return to before liberation.

Look at the 10,000 balance in the account.

Tang Qing only felt two words - useless.

So he was ready to take the plunge.

Yesterday afternoon, I planned not to use this trick, for fear of causing trouble, but now I can't care about that much, and I have never thought about exchanging with the bank, but with a private person.

Although risky.

But what is without risk?

You may choke to death if you drink water, and you may be bitten by a dog when you go out.

The system did not say what the next level of open currency is. If you open a Korean won, Japanese yen, Vietnamese dong, or a controlled currency, it will really be impossible to operate.

"You have dollars? Then why don't you go to the bank to exchange?" Zhang Dongqing asked.

"It's like this, my friend has a little cash in US dollars, and he has a lot more. He wants me to help exchange it out, and I also make a little difference by the way. The bank review is too troublesome, the quotation is still relatively disadvantageous, and the exchange amount is limited, so I want to Find a channel to exchange it out." Tang Qing explained slowly.

This is also just an attempt.

Not sure that Zhang Dongqing can help.

It's just that he is going to start this business. If Zhang Dongqing doesn't have a way, he is going to think of a way.

As for the need to use cash instead of opening a U.S. dollar account to transfer U.S. dollars directly, he did not want to cause trouble. Cash exchange is fine. When cross-border transfers involve money laundering, it will be troublesome.

Domestic foreign exchange transfers are completely under strict supervision.

At this stage he is inoperable.

Although as long as it is a transaction involving the system, the system will erase traces or legalize the program, but this legality in the country is like a firefly in the darkness.

Once you dare to involve a large-scale dollar exchange of domestic accounts.

Properly kneel.

"The bank's review is indeed very strict. If you want to buy US dollars, I heard that you have to go to the Public Security Bureau for stamping and filing. The procedures are cumbersome, and there is a quota limit for each person. If the reasons are not sufficient, they will not be exchanged at all.

However, as a result, many such reverse foreign exchange markets have been born. You can find such a black market, and they can eat as many as you want. "Zhang Dongqing looked at Tang Qing suspiciously.

"I'm not familiar with it, I'm afraid of losing money." Tang Qing said truthfully.

Of course, he also knows that there are such a group of people doing this kind of foreign exchange reselling.

Not only official.

The private sector is also in urgent need of dollars.

For example, those who go abroad for study, tourism or other reasons all need a lot, but each person's annual foreign exchange quota is limited, and Tang Qing remembers it as 50,000 dollars per year.

He doesn't know what year it was implemented.

It stands to reason that it is basically enough to go shopping abroad, but there are many rich people. Many people do not want to use their personal quota or they have used up, and some people want to go abroad to buy.

There are also people who use underground banks to launder money, transfer assets, gamble overseas, invest in US stocks and Hong Kong stocks, etc. Some even have strange hobbies like collecting and storing US dollars or paying bribes.

Simply not too much.

such a huge demand.

Domestic banks are simply not satisfied.

Even Tang Qing felt that it would be good for domestic banks to satisfy 10%, and the other 90% came to the private sector through this group of bad guys. It is conceivable how much transaction volume there is.

Just to the point of staggering.

The entire private foreign exchange market is basically less than the demand, and the demand has been very strong, and any amount of funds can be eaten.

The key is what are these idiots used for?

Part of it is that the national supervision of those who want to study abroad or make large tourism purchases is not too strict, but a considerable part is used for money laundering, smuggling, and illegal transfer of personal assets.

Working with them is just too dangerous.

And he couldn't tell the difference between the two, maybe he would get involved in it.

"That's right, that line of fish and dragons is mixed and chaotic. You can find them for a little less trading, but if it's too big, it may make people jealous, and it will be a lot of trouble." Zhang Dongqing nodded.

"Yeah, this friend of mine has a great relationship and has a lot of dollars, but only cash, no transfers." Tang Qing added.

"Okay, I happen to know a friend who likes a lot of US dollars in cash. He is an absolutely serious businessman. I don't know if he still needs it now, but if your price is a little lower, it shouldn't be a problem." Zhang Dongqing said.

As for Tang Qing, what does this friend do?

He wasn't stupid enough to ask, but with such a large amount of US dollar exchange, the biggest possibility is to get foreign exchange from the bank, and the second is that the other party is also a member of the foreign exchange dealer.

But whatever it is.

It has nothing to do with him.

He only made friends based on whether the other party kept his word or not, and whether it was in his or her appetite. As for whether it was illegal or not, he had no requirements.

"Then trouble Uncle Zhang." Tang Qing thanked.

"It's a small matter, don't wait for the next time, I'll ask him now if he needs it." Zhang Dongqing took out the phone after saying that.

It was very urgent to see Tang Qing.

Zhang Dongqing didn't want Tang Qing to go back and wait.

If a normal friend can still show how difficult things are, he can still show how difficult it is. In the end, the other party is grateful to him for his hard work, as if he had worked hard, but Tang Qing is a friend he recognizes.

You don't need to play this shit.

A true friend should have the privileges of a true friend.

Zhang Dongqing called the other party.

"Brother Liu, what are you busy with?" Zhang Dongqing said in a friendly manner.

"Of course it's lunch at noon. What's the matter? You haven't contacted me for a long time."

"Isn't it busy recently?"

"I know that you took a big order. Why didn't you tell my brother when you were short of money? It's too outlandish, and you shouldn't treat me as a friend."

"You are my ultimate weapon, how can you use it so easily."

"Haha, good you holly, what do you have to do with me today?"

"Brother Liu, do you still need US dollars? A friend of mine has a lot of US dollars in cash."

"I said Holly, when did you start doing this?" The voice over there became serious.

Zhang Dongqing said quickly: "I am a very good friend, I just asked for help."

"Okay, you ask how much he has? I don't want it without me."

"Wait a minute, I'll ask right away." Zhang Dongqing covered the microphone, "How many do you have?"