Chapter 1824: Getting Something for Nothing

Jiang Hao first found a short-term rental house and settled down. Then he began to think about his plan. He had decided to open a pet shop.

Take a look at what you have first.

There is more than 20,000 yuan in the card, which can be used as starting capital.

If you have skills and are familiar with the pet industry, you can quickly enter the industry.

What do you lack?

One simple word~~money!

His more than 20,000 yuan is far from enough. Even if he wants to open a small pet store, it will cost 60,000 to 80,000 yuan. Moreover, he feels that small pet shops actually have limitations on future development, especially since it is difficult to attract high-end customers. There are no high-end customers. Making money is also difficult.

He wanted to open a store similar to the pet store where he worked before, which would cost at least hundreds of thousands, so it was best to get a loan.

Jiang Hao began to focus on studying entrepreneurial loans for college students.

It is not easy for college students to apply for business loans. In addition to their graduation certificate, they must also have a certificate of unemployment for more than six months issued by the labor and social security department. To apply for a loan, you must also have a business location, business license, marriage status certificate, personal income and family income status certificate, etc. Wait for a lot of documents to prove it.

Jiang Hao could think of these solutions, but the last one stumped Jiang Hao.

In addition to written materials, collateral must also be provided, such as movable property, real estate, time deposit certificate pledge, securities pledge, and third-party guarantee.

Depend on,

If I have a certificate of deposit, why should I ask for a bank loan?

However, Jiang Hao still refused to give up and started preparing various materials the next day. He went to the Industrial and Commercial Bureau to inquire about the business license, typed application materials, and went to the bank to inquire about the loan situation.

After a day of running, Jiang Hao felt very tired.

A business license requires a location and a loan requires a pledge. Now he simply cannot meet the conditions. His previous attempt to replicate a pet store seemed to be unavailable.

When you really want to do something, you will realize how difficult it is. There are various procedures, various materials, and various failures.

The boss is not that easy to do.

And this is just the beginning. Even if he can really get a loan, there are still many things to worry about later.

What should I do if the path I thought of before doesn’t work?

Lying on the bed, staring at the roof in a daze, thinking about what to do next.

Jiang Hao remembered a sentence, a motto he heard somewhere.

"The road is made by oneself. It's not that there is no road in front of you, but that you don't know how to walk. Sometimes, if you change the angle, you will find that things suddenly become clearer."

Change the angle?

The next day, Jiang Hao rode a battery car and came to Binhai's largest flower, bird, fish and insect market, where all kinds of pets were sold. He wanted to do market research.

There are various kinds of pets in the pet market, but Jiang Hao didn't look at anything else. He only observed cats and dogs. He understood the truth that each category is not as good as one.

Ranking of the most popular pets in the world, pet dogs are first, pet cats are second, and the rest include parrots, fish, rabbits, hamsters, guinea pigs, turtles, miniature pigs, chinchillas, etc.

Cats and dogs are the absolute majority of the pet market.

After a few days of investigating the pet market, Jiang Hao started visiting pet stores again to investigate the situation of pet stores in the city and find out the details.

Then they investigated the conditions of pet breeding farms.

The homework was not in vain. After a week of research, Jiang Hao had a rough grasp of the pet market situation in Binhai City and had a good idea.

this day,

Jiang Hao stood in front of a closed pet shop and looked at the plaque above, "Pet Home", a very tacky name.

I looked inside through the safe window and saw that the area inside was not large, only about thirty square meters. There were shelves for takeaways, with some pet food, toys and other goods on them. Inside were pet bathrooms and grooming tables, and further inside there were A door, I don’t know how big it is.

There is a piece of A4 paper "transfer" on the rolling shutter door. Looking at the dust on the door, it seems that it has not been cleaned for more than ten days. There is not a single pet in the store.

Any business may collapse, and there are both external and internal causes.

External factors such as the wrong location of the pet store and low customer flow.

Jiang Hao has observed the surrounding situation. There are many mid-to-high-end residential areas around, there should be a lot of people, and the location of the store is not bad. This reason can be ruled out.

There are also problems such as wrong pet breed selection, insufficient publicity, poor purchase channels, etc.

This is a business issue.

The biggest problem of Neiyin is that the service is not in place.

Pet stores are definitely a service industry. They serve pets and pet owners. They need good services to retain customers. Often, many people open pet stores with the sole purpose of selling pets, but the services fail to satisfy consumers.

Especially the post-service.

There is a consensus in the service industry that the cost of developing a new customer is five times the cost of maintaining an old customer!

Many operators tend to ignore this point.

There was a phone number on the transfer form. Jiang Hao dialed it. The call was quickly connected, and there was a woman's voice on the other side.

"Hey, who's there?"

"Hello, I saw that your store is for sale, so I called to ask." Jiang Hao said.

"You want to rent a shop?"

"Yes, can we meet and talk?"

"Okay, I'll go over now."

After waiting for about thirty minutes, a woman drove over in a small blue Mercedes-Benz and parked at the door. The woman looked like she was in her thirties, dressed in a very fashionable style, and her nails were all decorated with flowers. At first glance, she looked like she had no fingers. A person who enjoys the spring water.

The woman looked at Jiang Hao, "You are the one who wants to rent a house?"

"right."

"Let's go in and have a look," the woman said.

Opening the rolling shutter door with the key, Jiang Hao helped open it, and the two of them walked into the house. Maybe no one had come in for a while, and there was a dull smell in the house.

Jiang Hao took a look and found that in addition to the external store, there was also a room inside, about ten square meters, which could be used as a residence or as a warehouse.

"I would like to ask, are you the owner of the house or the owner of the pet shop?" Jiang Hao asked.

"The house is rented. I like to raise cats and dogs. I have a lot of them at home. I opened this store when I had nothing to do. I didn't expect it to be quite troublesome to run. From decoration to closing, it only took three or four months. "The woman said casually.

"How much is the annual rent, and how much is the remaining rent?" Jiang Hao asked.

"Sixty thousand a year, a little more than half a year left. By the way, what are you going to rent a house for?" the woman asked.

"Actually, I also want to open a pet shop." Jiang Hao said.

The woman's eyes lit up, "That's great. You don't need to touch the decoration here. There are also these pet food, accessories and toys, you can save the purchase."

"I'm only interested in the store. I have my own purchasing channels for the rest. Yours may not match my business. I just took a look and the food only has a shelf life of a few months. It's not easy to sell it for takeout." Jiang Hao smiled and shook his head.

"I spent 170,000 to 80,000 yuan on the rent, decoration, shelves, and purchase of goods here. If you want it, 130,000 yuan will be transferred to you," the woman said.

Jiang Hao immediately shook his head, "You really dare to ask for it. The rent will be repaid for half a year, up to 30,000. I'm going to redo the decoration. You can take away the shelves and goods yourself."

"That won't work. I'm losing too much. Besides, if you tell me to put these goods, I won't rent them anymore." The woman said angrily.

"There are not many people who open pet shops. It would be difficult for you to sell them all," Jiang Hao said.

"Then the price you gave is too outrageous."

The two began to bargain for about ten minutes, and in the end the woman insisted on at least 70,000 yuan and never let go.

In fact, getting this renovated store, including all the goods, for 70,000 yuan is definitely worth it to Jiang Hao, and it saves him a lot of work and can be opened directly.

Although this store is not medium-sized, it is much better than some small stores. It can be regarded as a small and exquisite pet store.

Meet all Jiang Hao's requirements.

70,000 yuan is probably a woman's bottom line. Jiang Hao also agrees with this price. The problem now is that Jiang Hao can't afford 70,000 yuan at once.

He only has more than 20,000 in hand now.

Even if there is,

If all the money is spent on renting a house, what will he use to purchase goods and continue to operate?

However, Jiang Hao had already thought about this matter before and said to the woman: "Sister Bai, I have an idea. Is it possible to listen to it in Nian?"

The woman's surname was Bai, so Jiang Hao called her Sister Bai.

"Oh, what's your idea?"

"I'm a college student, and I'm currently applying for a college student business loan. But as you know, the bank process is always very slow, and it probably takes several months, so I won't be able to get the money out for a while," Jiang Hao said.

The woman's face looked a little ugly when she heard this.

"You asked me to come if you don't have money, and you still keep talking to me for a long time. Aren't you wasting my time?" the woman said angrily.

"Sister Bai, don't worry, just listen to me."

"My idea is, I agree with the price you mentioned, buy this store for 70,000 yuan, and then we sign an agreement to pay in installments, and I will repay you 10,000 yuan every month.

Of course, during this period, I can pay you part of the interest on the remaining money according to the bank loan interest. Do you think this is okay? "Jiang Hao said.

The woman paused and said, "Pay in installments and make an IOU?"

"That's about the same idea." Jiang Hao said with a smile.

The woman thought for a while and said, "Then if you can't continue the business, time will be wasted and I will lose a lot."

"After signing the agreement, even if I don't manage well, I still need to give you the 70,000 yuan. If you default, you can go to court and sue me." Jiang Hao said.

"I don't want to make it so troublesome," the woman said.

"Sister Bai, I used to work in a pet shop. I was a professional pet beautician and I also understand the business, so it is unlikely that I will lose money. What I am short of now is that I don't have cash. As long as I am allowed to run this business, I believe I can build this store and return your money will not be a problem.”

"Besides, if I don't pay back the money, you go to court and sue me. I'll be on the credit report, and everything will be over from now on. I'm still so young and ambitious, how could I spend the rest of my life just for tens of thousands of dollars?" Go in, you say so."

"To be honest, judging from your temperament, dress, and the car you drive, I know that you live a happy life and don't care about the tens of thousands of dollars. When you opened this pet shop, you must have wanted to give the pets a warm home. Right."

"If your store is rented to others, people from other industries, no one will want the decoration and goods in your store. You won't get a penny. At most, you can only get back a little rent, and other people's Things can only be disposed of as garbage, and by that time, they are worthless.”

Jiang Hao tried his best to deceive, saying a lot of beautiful words and insinuating threats.

Finally the woman agreed.

"Okay, I agree, but we have to sign an agreement and repay the money every month. Will the interest be twice as high as that of the bank? Do you have any objection?" the woman said.

Jiang Hao pretended to think about it for a moment, gritted his teeth and nodded, "Double is double."

Just after agreeing, Jiang Hao suddenly remembered something, "Sister Bai, does your store have any outstanding debts before, such as applying for a card?"

The woman paused and looked a little resentful.

Jiang Hao knew at a glance that it must be there. If he didn't ask, he might leave hidden dangers for the future.

"There's a new boss, doesn't it have anything to do with the old customers?" the woman said.

"If I do something else, it won't matter. But if I continue to run a pet shop, there will definitely be regular customers coming, and I'm afraid it will cause some trouble. I am doing business, so I must try to avoid these troubles. What do you think?" Jiang Hao He frowned slightly.

The woman finally told the truth. She did have a batch of beauty cards in her hand. There were not many, just over 20. They were all customers around her. Basically, the cards she applied for were 520 and 666 cards, with a total price of 10,000. Get ahead.

The two sides exchanged words again, and finally Jiang Hao took over the VIP cards, offsetting 5,000 yuan.

After everything is discussed, a store transfer agreement and an installment repayment agreement are signed.

It is agreed that the first repayment date will be from the 1st of the next month. The first month’s repayment is 5,000, and then the 10,000 yuan will be repaid on the first of each month for a total of seven months. In the last month, the principal and interest will be repaid. .

In this way, Jiang Hao got a full-fledged pet shop with nothing to show for it.

To use Jiang Hao's explanation, this is called backdoor operation.

Jiang Hao went to the Industrial and Commercial Bureau to change his business license. When he saw his name on the business license, Jiang Hao laughed.

Your career will start here.

He took out his cell phone, found Xiaoying's number and dialed it. After a while, the call was connected, "Hello, Xiaoying, this is Jiang Hao."

"I know Brother Hao, why did you remember to call me?" Xiaoying asked happily.

"Have you found a new job?"

"Not yet. It's hard to find a suitable job now, and I don't want to work in a factory." Xiaoying said.

"I have a good introduction. There is a pet store that has just opened. It needs a skilled employee. The salary is the same as that of the previous store. The basic salary plus sales commission. Are you interested?" Jiang Hao said.

"Of course I'm interested," Xiaoying said immediately.

Jiang Hao told Xiaoying the address on the phone and asked her to come over now. Xiaoying lives in a rental house in the city. He will come over soon to take a look at the situation in the shop. There is a lot of dust. It seems that it has not been in business for a long time. He feels a little bit. Surprised, I suddenly saw the business license on the table. The legal person on it was Jiang Hao.

He suddenly turned his head to look at Jiang Hao, "Brother Hao, does this store belong to you?"

"Yes, are you interested in being my waiter?" Jiang Hao said.

"Okay, okay." Xiaoying agreed.

"Okay, you will officially go to work starting today. Now the two of us will clean up the place together. I also want to change the layout." Jiang Hao said with high spirits.

The two of them tidied up and scrubbed together, and the store quickly took on a new look. It was originally a newly renovated store, but after scrubbing, it looked like a new store.

Jiang Hao moved the cat and dog cage rack to the floor-to-ceiling window of the shop.

Pets are placed by the floor-to-ceiling windows where they can bask in the sun. The main purpose is to allow passers-by to see the cute kittens and puppies inside, which may directly attract customers.

The decoration outside does not need to be changed, but the brand needs to be changed. He found someone to order a new plaque. The name of the pet shop is very grand,

"Jiang Hao Pet Home".