Chapter 1129: Loopholes in the Bank

Women in brothels dare not talk about state affairs casually, nor do they dare to talk about the privacy of guests.

"Don't worry, I can guarantee that no one will dare to trouble you, and I will introduce you to a handsome general, even Zhao Zilong and Taishi Ziyi." Zhang Yu said.

When it comes to heroes and handsomeness, Zhao Yun is naturally the most suitable candidate, and Tai Shici is also good.

It really doesn't work, there are hundreds of teenagers.

This Yunshang hesitated, not Zhang Yu's promise, but Zhang Yu's so natural when he said Zhao Yun and Tai Shici, as if he often called.

Such a person, as if he really couldn't afford to offend him.

"Naturally, most of the people who come here are here for entertainment. If you invite guests, you will always invite business partners to discuss business. It is easy to facilitate cooperation here, and the grade is enough..."

Yun Shang hesitated for a long time before starting to speak.

"Put down the towel, let's eat." Zhang Yu pointed to a table of dishes.

Yun Chang hesitated for a moment, but took it off.

But Yunshang was disappointed, Zhang Yu was not very surprised, he glanced at her, but there was no fluctuation in his eyes.

Isn't your own beauty attractive?

This Yunshang looks like a jasper from a small family, coupled with a good education since childhood, and a charming temperament, it is naturally very outstanding.

But Zhang Yu's wife, even if she can compare with her, her mind is completely on the investigation, and naturally she has no other thoughts.

Yun Shang continued to introduce.

"These businessmen will also talk about other things, and even talk about the preferences of some officials, how to make friends and so on."

"Besides, merchants can also talk about state affairs, where they were defeated, how many enemies were wiped out, and the little girl knows the deeds of some generals, all from the mouths of these merchants."

"In addition, we also host many small businessmen here. They don't have enough capital, so they find some people who specialize in lending to raise funds to do business."

Zhang Yu frowned when he heard this, did someone specialize in making loans?

You can go to a bank for a loan, and the interest rate of the bank has not been high.

And very reasonable.

"Why don't they go to the bank to borrow money, but go to these people to borrow money? Do you know what their interest is?"

Yun Shang began to hesitate again, because it was very dangerous to talk too much.

"Yunshang, if you have anything to say, just say it, I will keep you safe, and I will introduce Zhao Zilong to you someday." Zhang Yu said.

Zhang Yu's tone was heavy, and if he didn't make it clear what was implied, I'm afraid there would be no end for today.

Yun Chang is very helpless, but there is no other way now.

"My lord, please don't talk nonsense, otherwise the little girl may be in danger." Yun Chang said.

Yun Shang went on to say: "They want to do business, but they don't have enough collateral, the bank can't borrow enough money, and those they are looking for have enough collateral to go to the bank to borrow money, and they will borrow Ali's money. Then lend the money to those people and charge high interest, I heard that the interest is 30%."

Zhang Yu was angry, this is a proper usury.

And there are people who do just that.

Some businessmen today are willing to borrow usury because Zhang Yu has laid down every place, there are opportunities everywhere, and there is a high probability that he will not lose money in doing business.

No matter what, Zhang Yu can't let such a thing happen. The bank needs to have risk control. Once there is a large area of ​​bad debts, it will shake the foundation of the country.

Zhang Yu took a deep breath and said: "Yun Shang has made a great contribution. This matter is related to the country. Everything I promise is valid. From today onwards, no one will dare to force you. However, there are rules in brothels. Tomorrow I will Then arrange for someone to redeem your body, and all the expenses will naturally be paid by me."

Yun Shang gently shook her head and said: "My lord has a heart, as long as you don't reveal what the little girl said, all officials dare not touch this matter about the brothel. No matter how powerful you are, I'm afraid you have to avoid suspicion. Merchants, even Mi's and Qiao's, are not so easy to break the rules of this brothel."

Zhang Yu nodded slightly, he was thinking about how to solve this matter.

This matter is actually not serious at all, as long as it is prevented in time, it will not cause systemic risks.

"Let's go back." Zhang Yu knew about this and was about to start preparations.

Zhang Yu got up, and said to Yun Shang: "Zilong has been fighting outside, and there is no good match. I can match you up immediately. If Zilong is unwilling, there are other candidates."

Zhang Yu took the people away, Yun Chang sighed, and she also saw Zhang Yu's extraordinary status, but how could her fate be changed so easily.

Zhang Yu went back after asking questions.

"This matter is not serious, but it must be severely punished, but we can't do too much, and we can't let future generations become tools to attack others." Zhang Yu thought.

It is not difficult at all to solve this matter. I will issue an imperial decree to ask the people in the bank to start investigating where the loaned money went. If it is wrong, let them return it.

But if the price is not paid, I am afraid that more people will follow suit.

Therefore, punishment is necessary.

"Let's go in order of amount, how much is the fine for a level, and the relevant laws must also be formulated." Zhang Yu said.

Now, in fact, these people are not considered to be breaking the law, and Zhang Yu has not issued a clear law.

But he is the emperor, his own words are the king's law, and he is guilty if he says they are guilty.

Zhang Yu returned to the palace gate, and saw Dian Wei leading troops guarding there.

When Zhang Yu went out, Dian Wei was very worried, and personally arranged for the army to patrol, and he has been waiting.

"Come on, take my token and go to Qingyaju to redeem Yunshang immediately. Remember to bring enough money."

After Zhang Yu finished speaking, he hurried in.

Dian Wei was taken aback for a moment, but immediately came to his senses.

"Hey, this is the lord. The lord has always been lustful, and he hasn't looked for a woman for a long time."

Dian Wei laughed. In his opinion, Zhang Yu should often go to find flowers and ask Liu Cai.

Dian Wei didn't dare to neglect, thinking that Zhang Yu might "enjoy" the Yunshang tonight, so he immediately led the army over there.

And Zhang Yu, after returning, first wrote something in the study.

"Well, it can't be too strict. In the future, banks must have a system of auditing accounts. Loans exceeding the amount of money must be tracked regularly. In addition, problems found must be dealt with in an echelon..."

Zhang Yu began to write a draft to formulate some rules for the bank. Only in this way can the bank develop healthily.

You know, this bank is a combination of the central bank and commercial banks. Once there is a problem, it will be very serious.

It is easy to deal with problems in the early stage. If major problems arise in ten or ten years, it may shake the foundation of the country.

Zhang Yu wrote a lot of detailed rules. These are just his preliminary considerations. When the time comes, let the cabinet improve it, and then publish it. At the same time, it is only a trial implementation. If there are any problems within a period of time, let the bank report them in detail, and gradually improve them.

Zhang Yu suddenly felt that someone had to make the rules for the bank.

He thought about when to establish the system of the central bank and state-owned commercial banks, so that many risks can be prevented, and it is more suitable for banks with different functions to formulate different policies.

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