Chapter 894 Bank Is a Good Platform

After a round of pushing cups and changing cups, everyone enjoyed the heat of the hot pot and chatted animatedly.

However, Tian Xiaohui was the most active one. Hu Yue felt sad when he saw Tao Wuji and Tian Xiaohui spreading dog food at every turn. He had no time to liven up the atmosphere. Tao Wuji was not in a good mood and could only force a smile. Cheng Jiayuan He was focused on Hu Yue. Hu Yue was not very interested, so naturally he was not very active.

"Old Qin, you have been in contact with those big customers now. Can you tell us what we need to pay attention to when discussing business with rich people?" Tian Xiaohui keenly captured everyone's emotions, so she put forward a question that everyone should pay attention to. Topics of interest.

Sure enough, Tao Wuji and the others were all excited now, and they all looked at Qin Hao eagerly.

Qin Hao joked: "You have to pay tuition, so I can't teach you for free."

"Why are you so appetizing?" Hu Yue complained angrily.

Cheng Jiayuan and Tao Wuji naturally had to complain.

Tian Xiaohui rolled her eyes and picked up the wine glass: "How about each of us toasting Lao Qin with a glass of wine as tuition?"

"Okay, that's a good idea."

"Come on, I'll go first."

Tao Wuji and Hu Yue both started making noises.

Qin Hao laughed and scolded: "You are not paying tuition, you are simply punishing the teacher in a different way."

"That doesn't matter. We have paid the tuition anyway, so you can't cheat."

"That's right, no cheating."

It was rare for Hu Yue and Tian Xiaohui to sing harmoniously, while Tao Wuji and Cheng Jiayuan also sang along.

Qin Hao drank the remaining beer in the cup and pretended to be helpless and said: "Yes, it seems unrealistic to pluck the feathers from you iron roosters."

"Actually, dealing with rich people is very simple, just four words: do what they like."

Hu Yue and Cheng Jiayuan both looked confused, while Tao Wuji and Tian Xiaohui were thoughtful.

Qin Hao paused and continued: "For most of these wealthy people who have not yet reached the rich list, what is the biggest hobby?"

"make money!"

"So, when dealing with them, it's best to get straight to the point and let these people see the benefits you can bring them. As long as there is money to be made, they will be interested. On the contrary, if you talk to them nonsense If you don't get too close, these people will just think you're wasting their time."

"For wealthy people, their time is used to increase their wealth, rather than wasting it on meaningless things."

Tian Xiaohui's eyes lit up: "That's it."

Tao Wuji smiled bitterly: "But how can ordinary people like us help rich people make money?"

“So we need to use platforms, and banks are a good platform. Rich people want to borrow from banks, obtain working capital, and increase the value of their wealth. For them, if they lend money one day in advance, they will earn one more day’s money. "

“And if we can help them get loans as quickly as possible under the premise of complying with bank regulations, we are already making money for them.”

"Don't always think that our clients are worth hundreds of millions. We are just wage earners and we are inferior to others when we go out to meet clients. In fact, both parties get what they need. As long as the client is willing to take the time to see you, it means that you care about him. There’s no need to be timid if it’s valuable.”

Tian Xiaohui was greatly shocked, but quickly asked another question: "But rich people must have a lot of resources, how can we make them choose to cooperate with me?"

"First of all, you need to understand the most urgent demands of the other party. For example, some people want funds to be transferred in and out quickly, while others want to maximize profits. You need to prescribe the right medicine."

"But if I do all of this, what if the customer is still dissatisfied in the end?"

Qin Hao spread his hands: "Then give up decisively. You can't handle all customers. Instead of wasting time on customers who are obviously unable to handle, it is better to focus on those customers who can be leveraged."

Tian Xiaohui suddenly became enlightened and filled herself up with another glass of wine: "Old Qinduo, I won't say anything else. I'll toast you with another glass."

"You are clearly trying to get me to drink." Qin Hao teased, but he still drank with him.

Tao Wuji was silent for a long time, then suddenly said: "Old Qin is really different from before."

"Actually, there's nothing different. It's just that now that I've looked away, women will only affect the speed at which I draw my sword. My main purpose now is to make money." Qin Hao waved his hand.

Hu Yue held her chin with one hand and said gloomily: "I really envy you, you live so transparently. I still don't know what I want, I just live in such a muddle all day long."

Hearing this, Cheng Jiayuan quickly said: "Actually, I am the same. You guys helped me in the business hall. When I arrived at the public relations department, I was completely blind. I didn't know what I should do. I haven't paid a single loan in a month." Down."

"Blessed people don't have to be busy. Unfortunate people are heartbroken. Your kid's starting point is already at a height that many people can't reach in their lifetime."

Hu Yue looked at Cheng Jiayuan with somewhat drunken eyes: "What does Lao Qin mean by this? Is Cheng Jiayuan's family in good condition?"

Upon seeing this, Cheng Jiayuan quickly changed the subject: "Don't listen to Lao Qin's nonsense. Our family is just an ordinary family."

Perhaps because of what they learned last time, Cheng Jiayuan and Hu Yue didn't drink too much this time. They took a taxi and left. Tao Wuji didn't drink much at first, but he was so drunk that he was even more depressed, so he was already a little confused when they left the show. Yes, walking is an arc.

"Let's go, I'll take you back. Tao Wuji is so drunk that you can't touch him by yourself."

Tian Xiaohui didn't show any pretense, and helped Tao Wuji get into the online car-hailing car: "I'll bother you, Lao Qin."

"Why are you so polite? It's not the first day we've met."

As soon as the driver started driving, Tao Wuji started talking drunkenly: "Xiaohui, do you dislike me?"

"I don't dislike it, I don't dislike it." Tian Xiaohui smiled awkwardly at Qin Hao.

Qin Hao watched with great interest as Tao Wuji drank like crazy. Usually, this guy was serious, and it was rare to see him in such a state.

"But I feel that I am so useless. Both Lao Qin and Cheng Jiayuan were transferred to the public relations department. I am still a small teller in the business office. Now you have also gone to Yuanzhou Trust. The gap between us may become wider and wider in the future. .Xiaohui, I’m so afraid of losing you.”

Tian Xiaohui hurriedly comforted her: "Oh, you're fine, why are you crying? You're still outside."

As a result, Tao Wuji fell asleep while crying. Tian Xiaohui shook her head helplessly at Qin Hao and smiled bitterly: "This is the first time I have seen him like this."

"It seems that this transfer is indeed a big blow to Tao Wuji. After four years of college and two years of graduation, this is the first time I have seen him act drunk and crazy."

While they were talking, they had already arrived downstairs at Tao Wuji's rental house. The boy was sleeping quite hard, and it was Qin Hao who finally carried him up.

"Old Qin, it's all thanks to you today, otherwise I would..."

"Okay, you're being polite again. I'm leaving first. The U.S. stock market is about to open, and I have to keep an eye on it."

"U.S. stocks? Are you still trading in stocks?"

"Yes, all the one million I earned last time was transferred to US stocks."

"Okay, then go ahead and get busy."

After Qin Hao left, Tian Xiaohui closed the door and looked at Tao Wuji, who was sleeping soundly on the bed. She sat beside the bed and was lost in thought for a while, with the words Qin Hao's words on the wine table echoing in her mind.

After a busy day, when it was time to get off work, Tao Wuji was about to pack his things. Suddenly, Zhu Qiang came with the manager of the business hall, and someone he didn't expect - Zhao Hui.

Zhao Hui took a bunch of documents and handed them to Tao Wuji and other tellers, asking them to help calculate the financial reports of the company applying for the loan. The other tellers, based on the idea that more things are worse than less things, did not point out the problems with these financial reports, except Tao Wuji. Wuji, who was dumbfounded, shook out all the problems. At that time, Zhu Qiang and the sales hall manager's expressions became very ugly.

However, Zhao Hui felt that Tao Wuji had the courage to point out problems, so he called him to his office alone. Zhao Hui asked Tao Wuji to investigate the financial statements of the other five companies in the Sunshine Plan, including repayment ability, assets and liabilities, and operation and management. aspects, and required him to find out whether there was fraud without affecting his work and exposure.

Tao Wuji was very happy to get Zhao Hui's respect, but he was also curious about why he chose him. Zhao Hui admitted that the relationship between various departments is complicated, so a new person without background and connections is needed to ensure fair verification.

So Tao Wuji began to investigate. After discovering that there were problems with the companies under the Gosbul Group, he followed Zhao Hui's suggestion and entered the factory disguised as a worker to videotape and take photos. During this period, Tao Wuji was discovered, and he jumped into the river in desperation to save the evidence. However, Zhao Hui said that although Tao Wuji did a good job, he did not get full marks because he did not supply the upstream and downstream of Gauss Bull Group. The chain is combined to verify whether the entire industry chain is jointly committing fraud.

In order to get this perfect score, Tao Wuji secretly sneaked into a high-end restaurant disguised as a waiter to collect evidence.

Everything went very smoothly at first. Tao Wuji photographed the actual controller of Gosbul Group chatting and laughing with the owners of two other upstream and downstream companies at a dinner party. Just when he was going out to leave, he accidentally ran into two acquaintances.

Su Jianren patted Qin Hao on the shoulder and introduced to Mr. Han on the side: "Don't underestimate me as an apprentice. His business ability is top-notch, and his future achievements will definitely be higher than mine."

Mr. Han looked at Qin Hao with some surprise. At first, he only regarded Qin Hao as Su Jianren's follower and didn't take it seriously. He didn't expect that Su Jianren actually respected him so much. He and Su Jianren also had an old relationship. Don't look at Su Jianren's usual carefree attitude. Yes, he is actually very arrogant, and he really doesn't take it seriously to ordinary people.

"Xiao Qin, right? It's rare to see Su Xing praise a young junior like this. He will definitely have a bright future in the future. I'll give you a toast later." Mr. Han immediately became enthusiastic.

Qin Hao said with a smile: "Mr. Han is joking, you are a senior and I should respect you."

Seeing Qin Hao's calm and calm demeanor, Mr. Han nodded secretly, thinking that Su Jianren was usually unconventional, but he had a good eye for seeing people.

"Hello, where is the VIP room 000?"

"Oh, this way."

Tao Wuji was still in shock and his expression was a little flustered. Su Jianren always felt that the waiter in front of him looked familiar, but he couldn't remember where he had seen him before.

Qin Hao recognized Tao Wuji at a glance. Although he was wearing a mask, his eyes could not deceive him.

Just when Su Jianren was about to enter the box, Qin Hao stopped him. Su Jianren looked at Qin Hao in surprise. Qin Hao said calmly: "Su Xing, didn't you just say you wanted to go to the bathroom?"

"Oh, yes, where is the bathroom here?" Su Jianren understood and turned around to ask.

"Go all the way to the end and turn left"

Before Tao Wuji could finish speaking, Qin Hao put his arm around his shoulders: "It's too complicated and I'm afraid I can't find it, so I'd better trouble you to take us along."

Mr. Han was a little confused. He didn't know what Qin Hao and Su Jianren were doing. Su Jianren was also confused, but he still cooperated and said to Mr. Han: "Old Han, you go in first, we will be here soon."

Soon, a group of three people arrived at the door of the toilet. Su Jianren asked in confusion: "Xiao Qin, what on earth are you doing?"

Qin Hao directly pulled off Tao Wuji's mask.

Su Jianren stared at Tao Wuji for a long time, and suddenly realized: "I seem to have seen you at the mobilization meeting for job assignments. Are you an employee of Binjiang Branch? Why are you here?"

Tao Wuji's mask was suddenly pulled off, and he became nervous instantly. Countless scenes of murder and silence in TV dramas flashed through his mind.

Qin Hao took Tao Wuji's cell phone directly from his breast pocket. When Su Jianren saw that it was still recording, he felt as if he had been struck by lightning.

"Are you from the audit department?"

Tao Wuji wanted to grab the phone, but Qin Hao stopped him: "How about Tao Wuji delete the video and pretend nothing happened today?"

Su Jianren also reacted at this moment: "Oh, I remembered, you are not from the audit department, you are from the business office. During the mobilization meeting, you were sitting next to Xiao Qin. Why do you look so familiar to me?"

"You're from a business office. Why are you here recording a video? Are you sick?"

Tao Wuji wanted to take advantage of Su Jianren's unpreparedness and snatch the phone away, but Qin Hao grabbed it. In an instant, Tao Wuji felt as if his hand was tightly clamped by a vise, unable to move at all.

"Su Xing, there is serious loan fraud at Gosbul Group. If this matter has nothing to do with you, then you'd better not get involved."

Su Jianren was furious after hearing this, and was about to reprimand, but Qin Hao stepped in and said, "Su Xing and Mr. Han just had a private dinner today and did not discuss any business matters. However, this video of yours can easily cause misunderstandings and must be deleted."

"Yes, who asked you to record the video? This is simply a frame-up. The video must be deleted!" Su Jianren also realized the seriousness of the problem.

Tao Wuji knew that such secret photography was illegal. He was not an auditor and did not have the authorization to collect evidence. If things got serious, he would definitely be the one to suffer.

"The video about you can be deleted, but the previous evidence collection must be retained."

Su Jianren wanted to delete them all directly, but Qin Hao stopped him and whispered in his ear: "Su Xing, Tao Wuji's secret visit to collect evidence is definitely not a private act. We'd better not offend him and save ourselves first."

In the end, Su Jianren could only reluctantly return the phone to Tao Wuji. After confirming that the other party had deleted his clips and had no other backups, he let him go.

"Xiao Qin, thanks to your sharp eyes today, otherwise we would be in big trouble."