Chapter 3949: Loans for Stock Trading

Tang Jiacheng looked in admiration.

Lin Feng's words were too domineering. But if you think about it carefully, it's true. Lin Feng said that the stock market would not collapse in the first four quarters, but you big institutions insisted on collapsing the stock market. Where would Lin Feng's face be? At that time, all the stockholders in the country would vent their resentment on Lin Feng. What should Lin Feng do in the end? Obviously, Lin Feng can only blame these people for this anger. Although these institutions are all big institutions, they have amazing strength behind them, and they can even be said to be related to certain government departments.

But think about Lin Feng, this is not a master who is easy to bully. If they really want to fight, needless to say, most of the money earned from the stock market will probably be lost. Even if not all of it is lost, most of it will be spent. This structure is obviously not what these institutions want to see. Therefore, they are unlikely to risk offending Lin Feng and do such a thing. The final result should still happen in the fourth quarter. Or even in the next year.

But next year is 28, the year of the Olympics. If the stock market collapses in the year of the Olympics, who will go to watch the Olympics when the people are in mourning? At this time, who has the mood to watch the Olympics! At this time, there is no mood to watch anything. Therefore, the stock market crash will inevitably occur in the fourth quarter of this year. It is just that it is hard to say when it will happen.

"By the way, Brother Feng, have you entered the stock market?" Tang Jiacheng asked.

Lin Feng shook his head.

"In the early days of my domestic business, I did make some money through the stock market. But now, even if I speculate in stocks, I will speculate in foreign stocks instead of domestic stocks. Foreign countries make money from foreigners' idle money, while domestic stocks make money from the hard-earned money of ordinary people. I am not so shameless and shameless!" Lin Feng shook his head and said.

Applause! Tang Jiacheng and Chen Guangbiao applauded directly. Such sentiments are worthy of their applause.

"Then what about the last stockholders?" Tang Jiacheng couldn't help asking.

"Regarding the final result, I can only say that I hope these stockholders can resist the temptation, otherwise if they plunge in, they may lose everything. Fengshen, you have a better grasp of human nature and the mentality of large institutions than I do. But you are not as good as me in grasping the hearts of stockholders. When stockholders invest in stocks, they usually use their spare money to invest in stocks, and they invest in stocks with money that is not moved in the bank. They will not borrow money to invest in stocks like futures. But now. After you say this, stockholders will definitely borrow money to invest in stocks. No matter what means they use to borrow money, they will definitely borrow money to invest in stocks and make money. In such a bull market, and with your guarantee, there is no reason not to make money and miss this opportunity in vain. And if they borrow money to invest in stocks, or even loan sharks, once the stock market collapses, the whole nation will collapse." Tang Jiacheng said in a heavy tone, "If you don't say this, stockholders will still invest in stocks. But they will never choose to invest everything in stocks. Brother Feng, I'm afraid it will really get out of hand this time!"

Is it really so? Lin Feng frowned.

Indeed,

During the New Year, there was a lending frenzy among the people. Taking advantage of the New Year, every household went to discuss lending and borrowed all the money that relatives and friends could lend. If they really couldn't borrow, they would start looking for ways to borrow from banks. Although the bank was also on holiday, I could always learn about bank lending methods through some friends in the bank. It's very simple. The easiest way to borrow is to mortgage a house. Through house mortgage. It can easily loan out a huge amount of money. And for banks, this business is also very cost-effective. With house mortgage, facing this bull market, and finally with Lin Feng's guarantee, it can be said that the funds loaned out are almost profitable.

In this case, who would not want to borrow! Which bank would not lend! As long as you can make money by lending, why not lend! Under this national willingness to mortgage stocks, many banks even decided to go to work early and start processing house mortgage loans for citizens. Try to let these stockholders have money to enter the stock market before the stock market reopens after the New Year. Of course, since the people across the country are taking out mortgage loans, the interest rates of the banks' loans at this time have also been raised. Previously, it was about 8%, but now it has been directly raised to 12%. Some local banks even have a higher interest rate, reaching 15%.

In this case, it is close to usury. However, the enthusiasm of ordinary people for mortgage loans has not diminished. Now if you enter the stock market, as long as you choose a good stock, it can double in a month. Only a dozen points a year is too little. In this year, the funds can be multiplied several times, and then returned to the bank, and you can make a lot of money from it.

Of course, there are also a few people who have no mortgage and cannot get a loan. These people are also anxious. Seeing that everyone around is taking out a loan, they took the risk to find a loan shark. Find a loan shark loan. Although the interest rate of usury is very high, compared with the current hot stock market, the interest rate of this usury is undoubtedly not as good as the increase in stocks. Twenty points a month, I can double my money in a month and still make 8 points. Why not take a loan?

Everyone is speculating in stocks! Everyone is borrowing! Just because of Lin Feng's words, China's economy unexpectedly entered a dangerous stage. This is something no one expected, and no one expected it. But compared to the danger behind it, the market is booming. After the opening of the market on the eighth day of the Lunar New Year, the stock market was once again extremely hot, with more than 100 stocks hitting the daily limit. In the stock market, you can't see a single stock in the green. All stocks are on the rise. Even those stocks that have been ST for many years are soaring.

This is dangerous! Too dangerous! Although the stock market will always reach new highs, it is impossible to keep rising. It will always go up and down, like waves. If it collapses this time, it will be dangerous if most people are really trapped. This is the risk of losing everything! As for the bank, there is no need to worry too much. They have houses as collateral. Although the value of these houses will inevitably shrink after the people go bankrupt, it may become another bad debt of the bank. But don't forget that the country is behind this bank. No matter how many bad debts there are, the country is responsible.

And behind this bull market, there are all kinds of good news on the surface, and big institutions are operating, but who believes that there is no shadow of the government behind it. Therefore, the national economy will not collapse, but will only let the people bear a burden of accounts.

"Brother Feng, the current situation is really dangerous!" Tang Jiacheng simply did not go back these days and has been living in Lin Feng's house. He has been studying the stock market. Studying market trends. He is really scared of the current Chinese stock market. This is completely the madness before the end of the world. If the stock market really collapses, I don't know how many people will be displaced. Of course, he believes that the country will definitely introduce some policies, such as installment repayment policies. Let the people buy back the house in installments according to the loan money. In this way, social unrest can be minimized. As for those who borrow money from loan sharks, they can only run away or be forced to pay back their debts. However, such people are a minority after all. Compared with the whole society, they are a very small group of people.

So, after a wave of turmoil, society will eventually return to calm. Then the Olympics will come. In poverty, the people will pin their faith in life on athletes winning glory for the country and winning gold medals. To decompose their own pain.

But, how innocent are the people! Tang Jiacheng still maintains an idealistic attitude. He believes that the people should not pay for such things. Although the final result is due to the greed of the people themselves, if they don't go so crazy to borrow money to speculate in stocks, life will not be so sad. But in a country where people have to survive hard, there is finally an opportunity to make money, why not make money!

"Brother Feng, I think we should stop this madness! And the only person who can stop this madness is you!" Tang Jiacheng placed all his hopes on Lin Feng.

"Yes, Fengshen, I think you should stand up. Although I don't trade stocks much, I also understand the horror of a stock market crash. Ordinary people can't bear such losses!" Chen Guangbiao also looked worried. He has been hanging out with Lin Feng these days and has not gone back. After all, the purpose of his trip is to cooperate with Lin Feng in charity so that more people can invest in charity. Especially on environmental protection issues, many of his ideas are very similar to Lin Feng. He regards Lin Feng as his like-minded partner. But when it comes to this kind of thing, he won't talk about charity with Lin Feng at this time, and he has nothing to do recently, so he stayed. Come up with ideas together. Although he is not good at the stock market, he is very good at grasping the timing. Otherwise, he would not be able to start from scratch.

Stop! This is really hard to stop. Lin Feng shrugged helplessly. I just want to provide the common people with a way to make money. As long as they are cautious and rational enough, they can make a fortune in this opportunity. As for those who are not rational enough, there is nothing I can do. In Lin Feng's reasoning, most common people are very cautious, especially for the money they make. The poorer the people, the more they care about money. And Lin Feng provides this opportunity to let these people make money. As for those who have no worries in life, let them lose money. Anyway, they have enough assets, and they can make it back after losing money.

This is a disguised form of robbing the rich to help the poor. But now the situation is completely out of control. They actually took out loans to invest in stocks, and even borrowed usury to invest in stocks. This is really dangerous. If the stock market really collapses, the common people will be in trouble. But how can I stop it now? The words have been spoken, and so much liquidity has poured into the stock market. It is impossible to make it fall in a short time.

By the fourth quarter, I am afraid that the rise may not stop. In the end, there is only one result, that is, all stockholders in the country will lose money and be buried in this bottomless pit.

"So what can you do?" Lin Feng asked.

Regarding this issue, Lin Feng also consulted Abby Cohen, the Wall Street legend and former chief consultant of Goldman Sachs, but the result was very disappointing. Today's Chinese stock market is like a car on a highway. Unless you get off the highway, the speed cannot be reduced. And how to get off the highway is a problem. At present, someone must take over the stock market in the end. It is impossible to keep rising, and ordinary people are generally the ones who take over in the end.

In Abby Cohen's view, the current problem is how much the ordinary people lose, not whether they lose or not. And Abby Cohen's suggestion is to call on the ordinary people to invest rationally as much as possible, and repay the loan after making a sum of money. Then use the money earned to speculate in stocks, so that the final loss is still large, but it is enough to bear. And like now, it is an unbearable pain.

But Abby Cohen also said that when ordinary people make money and taste the sweetness, they will not easily give up this opportunity to make money. Although they must also know that the stock market will not continue to rise, everyone firmly believes that they will not be the last to take over. This mentality is not only seen in ordinary people, but also in many financial brokers. And often under this mentality, they are the ones who will take over in the end.

Therefore, Abby Cohen's conclusion is to do your best and leave it to fate.

"Brother Feng, you can make a call to let everyone invest cautiously, and see if you can issue an administrative order to start from the state to let banks tighten loan extensions or urge people to repay their loans in advance, so that losses can be reduced!" Tang Jiacheng suggested.

Lin Feng was speechless. You think the bank is opened by my family, and I can control the "Second Bank" at most. In fact, in this loan frenzy, only the "Second Bank" did not lend to the people. Although it has huge funds, there has been no case of lending money to speculate in stocks. This has been called stupid by peers, and many shareholders do not understand Lin Feng's decision. It was only because Lin Feng's shares accounted for the majority that the protests of these small shareholders were ineffective, so they gave up. Now, if you want me to influence the decision-making of other banks, this is not a question of possibility, but simply a foolish dream!

There are also national policies, which are even more impossible for me to contact or even change. Although I have a good relationship with the two gentlemen, they also support me and take good care of me, but that is based on the premise that I never interfere in any political affairs, never bribe, and make money cleanly. If I interfere with national policies at this time, the result will be to seek death.

Although Lin Feng is very worried about these people, he is definitely not to the point of sacrificing himself for them. I am not that great. I am not a saint!

"I think it's better to wait until September to warn shareholders. I think what you say should still have some effect at this time." Chen Guangbiao said.

Lin Feng thought about it and shook his head. His words will only have a temporary effect at most, but as long as those large institutions do not let go, the stock market will rise for a while, and the people will rush into this vortex again. The final result is of no use except to prove that he has foresight. To be continued. If you like this work, you are welcome to vote for recommendation and monthly tickets on Qidian. Your support is my greatest motivation. Mobile users please go to m. to read.

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