Chapter 5019: Bank Run

Although real estate developers have been punished for slander and their reputations have been ruined, there has been no change in the entire real estate landscape. Although housing prices have fallen into a deadlock, there has been no change. Housing prices are still so high and out of reach. Lin Feng promised three years, but can it change in three years?

This is what many media have been slandering. They believe that after three years, if real estate developers are still strong, housing prices will not collapse. Especially this time, the real estate developers have lost so many people. From top to bottom, these small and medium-sized real estate developers are really embarrassed. Many of these bosses are relatively well-known figures in other fields, but this time they were equally embarrassed. Wouldn't these people be resentful? Will you not think of ways to take revenge?

Obviously, this human heart is the most unpredictable.

As long as these real estate developers hold on, Lin Feng will be finished in three years. At present, many media with background have dug up the latest news, that is, banks from all over the country have provided these real estate developers with loan interest reduction and exemption policies and delayed their repayment futures, and the time is exactly three years. If this is true, then in the past three years, these real estate developers will be fine and live well. Then after three years, if Lin Feng cannot solve the problem, it will be a big shame. Moreover, this is not just a matter of shame. Lin Feng will face the doubts of people across the country. For Lin Feng, it will be an unprecedented crisis.

Three years, what will happen in three years?

"Three years?" Lin Feng smiled contemptuously, "From the beginning, I didn't expect to solve this problem in three years. I don't have that much time to worry about this kind of problem."

"Boss, what are you going to do? Now they have the support of banks. They have plenty of funds." Melissa asked confused.

Lin Feng smiled.

"It's very simple. Their trump card now is the bank. The bank supports them, provides them with loans, and also exempts and exempts related loan interest, so they can be confident. This is the strategy conceived by the person above. Just let the bank continue If I lend money, I will be in big trouble in three years. But I will not give them three years!" Lin Feng Youran said, "Three years, do they think I don't know what will happen in three years? These three years have only numbed them, and so far, everything is going according to my expectations!"

"Boss, what are you going to do?" Melissa's eyes sparkled. Although Lin Feng occasionally acted impulsively or suddenly when he did things, Lin Feng always came up with a whole set of methods. And there are often amazing methods.

This time, how will Lin Feng deal with the alliance between real estate developers and banks? This is very exciting.

"It's actually very simple. The root of their confidence comes from money, and for me, all I need to do is make them have no money." Lin Feng shrugged.

With a relaxed look on his face, "Let them have no money. You can completely defeat them."

"No money? Why no money?" Melissa asked. This will make the bank run out of money. Is this possible? If the banks run out of money, the country will be in trouble. My boss, shouldn’t he be trying to rob a bank vault? But even so, you can't take away so much money. That’s many, many billions.

"Haha, what are you thinking! How could I possibly rob a bank vault? The National Bank's vault is worth at least several trillion yuan. It would take several train wagons to drag it away. How could I transport it away!" Lin Feng smiled. Shake his head.

"What should we do?" Melissa was puzzled.

"It's very simple, just let people withdraw the money deposited in the bank." Lin Feng's eyes flashed coldly, "Since I launched Yu'e Bao, these banks have been tit for tat with me, and this time, it is even more so. So, I’ll give them a good look this time! Aren’t those gentlemen behind all this? I want to see how they can respond if people all over the country withdraw their money from the bank!”

People across the country withdraw their money! Melissa took a deep breath. Isn't this a bank run? In European and American countries, if all depositors withdraw their money at the same time, it will cause a run and make banks miserable. And China is a country with a large number of savers. The favorite way for people in this country is to put money in the bank. Basically all the people's income is deposited in the bank.

If this were true, people all over China would withdraw their money from banks. Thinking about that scene, Melissa got a little drunk. The scene would have been brutal. Of course, if it were normal, this would definitely not happen. Without the bank's major financial problems, depositors would not have withdrawn their money at the same time, causing a run. Especially for China, these banks are all state-owned banks. Unless the country goes bankrupt, the banks will not go bankrupt no matter what happens. After all, in the end, the central bank will just take action. If the central bank has no money, it is very simple, just print more money.

Therefore, it is more difficult for the Bank of China to cause a run. This is almost impossible. However, as long as Lin Feng is there, anything can become possible. Because Lin Feng is a man of miracles.

Immediately, Lin Feng posted a message on Weibo.

"There are not many three years in life, especially for young people, three years is too long. Perhaps, we can make things simpler. For example, if people across the country withdraw money from banks, then real estate companies will not be able to lend money, then they I can’t hold on any longer, because in less than three years, I might be able to buy a property at a reasonable price now!” Lin Feng posted on Weibo.

This Weibo post immediately caused a huge controversy. If everyone goes to withdraw money, a bank run will inevitably occur. This will seriously affect the normal financial order of society and cause social unrest. This is an extremely unreasonable suggestion.

However, some people think that this suggestion is extremely reasonable, because once all citizens really withdraw all their money from the bank, the bank will inevitably have no money, and the bank will have no money to lend to enterprises. And the bank has no money to lend to real estate companies, and these real estate companies will inevitably go bankrupt. Once they go bankrupt, these real estate projects will be auctioned. At that time, housing prices will inevitably fall to a reasonable range.

Therefore, Lin Feng's move is indeed very appropriate, and it is a killer move that can solve housing prices in the shortest time.

However, will the people run for the bank?

"Damn it, he actually wants to do this!" Mr. A was furious. He didn't expect that Lin Feng would use such a trick to cut off the firewood from the bottom of the pot to cause a bank run to destroy his plan. And once a run really occurs, social order will inevitably be in chaos. In this way, when the final blame is placed on them, they will also have to bear the responsibility. Because this matter was caused by them. If that happens, that person will not be able to inherit the treasure.

"His move is indeed very vicious, but can he really make so many people listen to his orders? Is it possible to take out the money?" The other gentlemen did not believe it.

The reason is very simple. If the people take out the money, where will they keep it? For the people, the interest of the bank is also what they care about. If they take it out, it means the loss of this interest. Are they willing to do it? What's more, the price reduction of the house price is meaningless to those people who don't buy houses. Anyway, no matter how much it rises, they don't buy houses. In this case, why do they take out the money?

In addition, those who have already bought houses may be the ones who most urgently hope that the house price will rise. If the house price falls, then they will lose money! Moreover, those who buy houses with loans will lose more. Therefore, Lin Feng wants to call on the people of the whole country to withdraw money and put pressure on banks through runs to force banks to give up rescuing real estate companies. They think this is impossible.

Lin Feng certainly has incredible appeal, but it is impossible to get the people of the whole country to run banks!

However, what the gentlemen did not expect was that soon after Lin Feng posted the Weibo, many people from all over the country went to the bank to withdraw money, and almost all of them took out all the money in their passbook accounts, leaving nothing behind. Then, they deposited the money in the "Second Bank".

All of a sudden, the bank's business volume soared. However, compared with the bank run frenzy expected by the banking industry, this only kept them busy and did not cause the bank to collapse. What the bank feared was that people from all over the country would really come to withdraw money, causing a run. After all, banks cannot have so much cash. If everyone really came to withdraw cash, that would be really troublesome!

In particular, Lin Feng had not yet called for so many people to come to withdraw money. What if Lin Feng raised his arms and shouted? Wouldn't that person come even more? Didn't the above predict that Lin Feng's appeal would be very limited? Wouldn't so many people come to withdraw money? As a result, how come so many people came to withdraw money on that day! If this continues, it will be a big deal!

In that case, it will really cause a big incident.

Immediately, the four presidents gathered together to study what to do about this matter! After all, Lin Feng's appeal is here. If the whole country really responds to Lin Feng's call and comes to withdraw money, the bank will have to run. And the most serious thing is that this bank does not have that much money!

"Don't worry, now all the money is withdrawn is the current account. Although this money is a lot, it is not too much. The problem now is, what if everyone withdraws the fixed deposit as well?"

"Fixed deposit! This should be impossible. This current account does not have much interest, and everyone can still withdraw it. The interest on the fixed deposit is not small. Since the people choose to deposit it on a fixed deposit, they will definitely care about the interest on the fixed deposit. How can they not even want the interest and take the fixed deposit away?"

"Well, that's true. But what if Lin Feng proposes a subsidy? What about this?"

"This"

The four presidents fell into deep thought. If this is true, it will be troublesome! To be continued...

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