Chapter 5031: A Bolt From the Blue

It was bright.

Mr. A took the four bank presidents and left the CBRC. He believed that this time, Lin Feng was destined to get into big trouble. Without Alipay and the support of the four major banks, how could Lin Feng's Dingdang.com trade? No matter how powerful e-commerce is, it still needs the support of banks. Without banks, consumers cannot pay. Of course, you may be able to use the method of payment by freight forwarding and complete it with cash transactions.

But one of the reasons why e-commerce is so rampant today is credit card consumption. Letting consumers spend money in advance and enjoy in advance is one of the important reasons why e-commerce can be so active. If you use cash on delivery, the transaction volume will inevitably shrink sharply. Moreover, it is easy to have a lot of waste orders. After all, when buying things with real money, the money is spent from your hands, while using credit card transactions, the money is spent like a number. The psychological feeling is very different when comparing the two.

Spending real money will make you feel distressed. If you just enter a few numbers on the computer and it's gone, you won't feel distressed.

Therefore, if the four major banks terminate the e-commerce cooperation, then Lin Feng will be miserable. Moreover, as long as the four major banks secretly name the other banks, you want to support Lin Feng's "Dingdang.com", when there is a shortage of money at the end of the year, don't expect the four major banks to raise funds for you, then other banks will naturally know what to do.

In addition, e-commerce is now regarded as an emerging market that will surely surpass traditional retail, and its future is bright. Currently dominated by "Dingdang.com", naturally there will be many e-commerce companies that want to enter this circle. If "Dingdang.com" is blocked, then other e-commerce companies will naturally flock to it and grab the market of "Dingdang.com".

"You will see, Lin Feng will be in trouble this time. His myth will end in my hands!" Mr. A was dignified, looking down on the world, and pointing out the world.

After a slight hesitation, the presidents of the four major banks nodded. However, they were worried in their hearts, is Lin Feng so easily defeated? Compared with Mr. A. They have had some contact with Lin Feng, and naturally understand that this young man is not so easy to be defeated. Especially this time, they felt that Mr. Xi came to talk to them. Although his words were firm and even coercive, they felt that Mr. Xi did not seem to care about them. He did not really want to drive them away. On the contrary, they felt that Mr. Xi seemed to be perfunctory.

This feeling made them a little surprised and a little creepy. They felt that they seemed to have fallen into a huge conspiracy. This time, the two sides can be described as a "war of gods". If they, mortals, get involved, they may be in danger of being annihilated.

"Don't worry. You made the smartest choice this time. For you, there are only benefits. No harm!" Mr. A glanced at the four presidents and comforted them.

The four presidents can only be determined to go all the way to the end at this moment.

But at this moment, there was news.

Lin Feng and many bank bosses will hold a press conference at 8 am. At this moment, it is 7:30 am, and there are 30 minutes left. Lin Feng and many bank bosses will hold a press conference. So what press conference will Lin Feng hold and what will he do?

"Go and have a look!" Mr. Jia felt a little uneasy when he heard the news. He decided to take the four bank presidents to wait and see. He wanted to see with his own eyes what tricks Lin Feng could come up with.

Fortunately. The place where Lin Feng held the press conference was not far from here. In fact, it was the venue where the State Information Office usually held press conferences. It's just that when it's not used, some other departments can also borrow it to hold press conferences. After all, now we are practicing economy, and this place is not a mysterious and inviolable place, so naturally the private sector can also borrow it. It's just that ordinary private companies dare not hold press conferences here. After all, this is always a bit taboo, just like ancient officials would avoid the name of the emperor.

But Lin Feng, he has always been unscrupulous.

When Mr. Jia and the four bank presidents arrived, the time was almost up. Of course, Mr. Jia would not appear in the hall, but borrowed a small window to watch. Although he could watch it through video broadcast, the video was not as real as the live broadcast, and many details could not be seen through the live broadcast.

"Okay, everyone, the time is up, so today's press conference will begin." Lin Feng looked at his watch and announced.

All the reporters were excited. They knew that Lin Feng suddenly announced a press conference today, and there must be something important to announce. But they didn't know what it would be. Before this, the four major banks banned Lin Feng completely, and Lin Feng's "Dingdang.com" was on the verge of collapse. At this time, Lin Feng held a press conference. What was it about? Did he reconcile with the four major banks, or did he find another strange way?

"Everyone, you should know that the four major banks announced that because my "Fengshen Venture Capital Fund" provided a 10% guaranteed return to all citizens, it was identified as high risk by the four major banks, so they refused to cooperate with my "Fengshen Investment Co., Ltd." and also restricted the cooperation of my "Dingdang.com". E-commerce is the general trend, providing convenient services to the people of the whole country, and is a social progress. But now banning e-commerce is a step backward, a step backward of the times. In my opinion, this is just like the stupid closed-door policy in the Ming and Qing Dynasties. This is a manifestation of ignorance!" Lin Feng's remarks were still full of sharpness and domineering.

All the reporters took a deep breath. Everyone knows what the background of the four major banks is. Although they are different from the government, they also represent the government. Lin Feng dared to criticize bluntly and mercilessly, which is probably rare in China. After all, most people are unwilling to cause trouble by speaking out. Only Lin Feng is so unscrupulous.

The presidents of the four major banks were all indignant when they heard Lin Feng's words. Although they did ban Lin Feng for the above reasons, there are also risk factors. A guaranteed 10% return every year, how is this different from the famous "Ponzi scheme" in history! Don't underestimate this 10% return. You know, in many industries, the annual profit is mostly around 4-7%.

This stock speculation and futures are indeed amazing, but most people who earn a lot of money from it will eventually choose to invest in a more stable market to avoid capital losses. And Lin Feng's 10% guaranteed return, regardless of the amount, is too high. How did he make so much money? This is something worth pondering. As for investing in industry, it is impossible for this industry to have such high profits. Investing in high-risk bonds, stocks, and futures markets, the returns are high enough, but what if it collapses? After all, this market is full of risks. If you are not careful, you will lose everything.

Moreover, as an investment, the more money you have, the more money you make, but it is difficult to achieve a certain level of overall returns. Including the stock and futures market, if you want to reach a certain number every year with millions, tens of millions, or hundreds of millions of funds, it is still easy to guarantee. After all, the entire market is so big, if you put in this little money, as long as you have a clear vision, you will easily get the desired returns.

But when your funds are billions, tens of billions, or even hundreds of billions, it will be difficult for you to maintain an overall balanced return.

Therefore, it is not unreasonable for the four major banks to propose risk control. The people's money has gone there, what if they can't make money? What will Lin Feng use to compensate the people at that time. This is not a little money, it may be a huge sum of trillions. They naturally have to control risks. After all, this is about the life and property of hundreds of millions of Chinese people.

Although they also have selfish motives in their hearts. But no matter what, the risk exists, and it is inappropriate for Lin Feng to say so.

"Be patient!" Mr. Jia said coldly.

Although Lin Feng's words sounded harsh, uncomfortable, and very rebellious. But now is not the time to be serious with him. The key now is to know what Lin Feng is going to do? What is his intention.

"Since they are short-sighted and can't see through the development of the times, then I can only find another partner. So, this time, I will cooperate with other private banks and joint-stock banks in China. For example, Zhejiang Commercial Bank, Ping An Bank and other banks will cooperate to provide all consumers with more convenient and more satisfactory financial services, as well as online shopping service experience." Lin Feng introduced.

Cooperate with other banks? Mr. Jia's brows opened slightly. If this is Lin Feng's countermeasure, then he will suffer sooner or later. Although there are many banks in China, there are more than a hundred of them. But apart from the four major banks, other banks, regardless of size, are subject to funding restrictions. Every year, the bank's "money shortage" is supported by the four major banks. Their various policies follow the Big Four. In this case, if Lin Feng relies on them and thinks he can solve the current predicament, he is dreaming. After Lin Feng's full investment, the Big Four banks will issue a decree, and the other banks will follow suit. Lin Feng will have fun.

Lin Feng, if this is your countermeasure, I think too highly of you if you can't even see this crisis! Mr. A sneered and shook his head.

At this time, Lin Feng spoke again.

"However, due to the inconvenience of cooperation and in order to provide more convenient services to all consumers, this time, it is not just cooperation, but alliance!" Lin Feng said with a smile, "Cooperation will break up. Alliance can truly unite together. We will unite 28 banks to jointly launch the new 'China United Commercial Bank'!"

This is like a bolt from the blue! To be continued

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