Chapter 5066: Conquer

Human relations!

Xu Jiayin, Wang Jianlin, Wang Shi, and Yang Huiyan stared at each other. They were talking about profits, but Lin Feng was talking about human relations. This made them speechless. What else could they say!

"Mr. Lin, you are really a little..."

"Not genuine!" Yang Huiyan added.

"And it's bullying!" Wang Shi muttered.

Wang Jianlin shook his head.

"Mr. Lin, you are really not so kind!" Wang Jianlin laughed and said, "You are just being a rogue!"

"Yes, it's being a rogue!" The other three said in unison.

If this is not being a rogue, then what is it? They are all entrepreneurs, talking about profits here, but you are talking about human relations here. If this is not being a rogue, then what is it? This made them think of a joke.

You talk to it about laws, and it talks to you about national conditions. You talk to it about national conditions, and it talks to you about integration. You talk to it about integration, and it talks to you about politics. You talk to it about politics, and it plays rogue with you. You are a rogue with it. It is against you. You are against it, and it talks to you about river crabs. You talk to it about river crabs, and it talks to you about official principles. You talk to it about official principles, and it talks to you about rogues. You talk to him about rogues, and he talks to you about stability. You talk to him about stability, and he talks to you about benefits.

In a word, it is very rogue.

In this case, what else can you let them say! Lin Feng is completely a rogue.

"Rogue?" Lin Feng laughed out loud, "You are wronging me. I am not a rogue!"

The four snorted and said nothing. This is not rogue. They invested in real estate, and finally from beginning to end, after investing a lot of capital, they only made about 200,000 by selling a house. This return ratio is too low. According to a real estate project with 1,000 households, they have to invest at least billions. Tens of billions of funds, but in the end they only make a mere 200 million. The profit is only about 2. This is too low. Is this selling cabbage or repairing a real estate project?

As a result, Lin Feng was better. He actually talked about favors with them. Please, this is not the time to talk about favors. If we have to talk, we should talk about profits.

"I know,

you think I am not suitable to talk about favors at this time, but should talk about profits!" Lin Feng smiled slightly, "But as for the profits from real estate, at present, there are only so many. Of course, this is only calculated according to the lowest profit. After all, it is impossible for everyone to choose warm-class home decoration. There must be people who choose noble and luxurious levels. As far as I know, Chinese people always like to swell their faces and fill them with fat. So, those who let them choose warmth will inevitably be a minority, and most people will choose noble. In this way, the profit should be doubled!"

The four nodded. For this point, they also have the same view. It is no secret that Chinese people are good at face. This is well known. Therefore, they launched three levels of warmth, nobility, and luxury, and expected that nobility would be the most popular. In terms of profit, it should be able to increase to about 5.

But even if it is 5, to be honest, they are not satisfied, not satisfied at all. Before this, their profit was at least around 20, and now it has dropped to 5. This is too little. They were very dissatisfied. But Lin Feng said something about favors, which was really a bit of a pitfall.

"Haha. Four of you, you are doing good things. After all, China's real estate reform is necessary, otherwise housing prices will soar all the way, which is not a good thing for the national economy. The higher-ups are interested in cooling down the real estate market. If you do it, you will naturally win the favor of the higher-ups. That will naturally be of great benefit to your future. And from a personal perspective, you will also gain my favors. And I, Lin Feng, never owe anyone anything!" Lin Feng said seriously, "Of course, you can also refuse. But I don't want you to refuse!"

Xu Jiayin and the other four fell into deep thought. This obviously meant that they had to make a decision. And this decision was directly related to their future.

Wang Jianlin looked at Xu Jiayin, Wang Shi, and Yang Huiyan. Although the three of them wanted to make friends with Lin Feng, they were still a little hesitant. After all, they were too involved in this matter. The entire group was on them, with such low profits, and even if they were not well managed, they would directly suffer losses. They naturally had to consider it carefully. After all, whether it was 2 or 5, it was an idealized result. In fact, once there is a problem in the connection of a certain link, the profit may be 0 or even negative. They naturally have to consider it carefully.

"I agree with Wanda!" Wang Jianlin was the first to express his opinion. It's very simple. He has a special relationship with Lin Feng. This time, the two gentlemen above told him to cooperate with Lin Feng more and completely take over the real estate. So he expressed his opinion first.

His statement surprised Xu Jiayin and the other two. They didn't expect Wang Jianlin to agree so quickly. And Wanda agreed, so they naturally had to agree. This is the group effect.

"We also agreed!" Xu Jiayin and the other two nodded in agreement.

Lin Feng smiled.

"Don't worry, the four of you. Believe me, your future gains will definitely not be just this little profit." Lin Feng laughed, "I will take everyone to enter foreign lands and make a big splash abroad. We make money from Chinese people, is that a skill? No, that's instinct. Making money from foreigners is a skill. I have a plan here, which is to start from Africa. In the future, the four of you will drive your pile drivers all over the world!"

The four were surprised, and then they took the plan handed over by Lin Feng. After reading it, they were all overjoyed. In Lin Feng's plan, no, strictly speaking, it is already a contract. There are contracts from African countries such as Libya, Ethiopia, and South Africa. These are all local construction contracts. As long as they go there, they can make money. And the financial conditions of these countries are pretty good. It can be said that this is completely giving money to them.

"This..." The four were a little uneasy. Including Wang Jianlin, he wanted to cooperate with Lin Feng, but he didn't expect that Lin Feng had already got the contract.

"Haha, don't thank me. I said, this is the reward you deserve. Making money from Chinese people is not a skill, making money from foreigners is. Of course, foreign customs are different from China, so you have to be careful when you go there. This money is easy to make. But don't cause any ethnic disputes! Of course, as I said, I owe you a favor. So. When you are abroad, no matter what trouble you encounter, report my name. Just say that this is the project that I, Lin Feng, negotiated. I believe that the other party will give a little face. If they don't give face, give me a phone call and I will cut them! Of course, bullying others by taking advantage of your power is not okay. We Chinese have one thing, I don't bully you, so don't bully me. If you want to bully me, then I must bully you back!" Lin Feng patted his chest and said.

This time, the four people were completely convinced by Lin Feng. They have never seen this domineering in other people. It's sad that people call Lin Feng the God of Wind. This ambition is really intoxicating.

"Mr. Lin, I really understand why so many people call you the God of Wind and why so many people support you. You are really hard to hate!" Xu Jiayin sighed.

"Yes, not only can I not hate you, to be honest. If there is no age difference between us and you are not so fickle, I will like you!" Yang Huiyan also had a stunning expression on her face. She used to be very dissatisfied with Lin Feng. What is so good about this man that makes so many beautiful women fall in love with him and willing to share one man with many women? As a result, now she understands why. This man is born with a temperament, a domineering aura, and a kingly aura of a strong man that will make you convinced.

"Mr. Lin. I am really convinced by you. You are awesome! But you are so awesome that I am convinced! I admire you!" It was also the first time that Wang Shi completely surrendered to Lin Feng.

Wang Jianlin did not say much. He really understood. Why the two gentlemen valued him so much.

The four returned with satisfaction and a convinced mentality.

Afterwards. Evergrande, Wanda, Vanke, and Country Garden have announced that they will fully implement the digitalization of real estate, and the entire real estate industry will enter a comprehensive digitalization era. After signing the purchase contract, all home buyers will have a unique purchase serial number. Through this serial number, they will be able to know the progress of the house they purchased, and can view their purchase status through video 24 hours a day.

If you are dissatisfied with the construction process, you can complain to Dingdang.com. The company will respond and provide solutions within 72 hours, and will solve the problem within a week.

This promise has made the whole nation excited. You know, in the past, when buying a house, everyone was a vulnerable group. Don’t look at the door blocking and banner pulling, which are very sensational. In fact, from the moment you are forced to take to the streets, you are destined to be a vulnerable group. It is destined that you cannot defend your rights through the law, but only through some personal brave means. It seems that the problem has been solved in the end, but it is actually a kind of sadness for yourself and a kind of sadness for society.

Now, everything can be complained, and you can get feedback on the problem and a solution. This is an unprecedented experience and an improvement in rights for all homebuyers. They are no longer a vulnerable group. They have a way to defend their rights.

At this moment, all homebuyers shouted to Lin Feng that the God of Wind is mighty, and they also responded to everything Lin Feng did for them by buying houses with their actual actions. For all homebuyers, the appearance of the God of Wind in China is really a great thing.

But for the four major banks, this is not a good thing. So, they decided to stop paying!

Stop paying! It is the ultimate killer that the four major banks can come up with. They want to make all this a false joy. What should ordinary people do if they don’t have money to borrow money to buy a house?

However, all this was expected by Lin Feng and others.

When the market was unable to provide loans because the four major banks said that they had no money in their hands and were all forced by Lin Feng to expand their obligations abroad, Lin Feng, together with Evergrande, Wanda, Vanke, and Country Garden, provided housing loans to all consumers who bought houses from them. All consumers directly signed contracts and purchased houses with loans from the four real estate companies through the platform of China United Commercial Bank.

All handling fees are waived, and all interest rates are discounted at the lowest market price. All owners can purchase a home with a minimum down payment of 30%. Moreover, the down payment can be reduced to 20, or even as low as 10, based on personal circumstances. The standard is creditworthiness.

For many people, he may have a good salary, which is relatively stable and has the ability to repay the loan. However, since he has no savings, he cannot pay the down payment, so he cannot buy a house. After he saves enough for the mortgage, the house price rises. At that time, his down payment is not enough. He needs to save again. In this way, the result is that he saves more and more, but he can never buy a house. Until the house price reaches the peak and stops rising. And for him, it has to pay many times more than before. Is this fair?

Obviously it is not fair.

Therefore, after Lin Feng discussed with the four major real estate companies, he proposed a minimum down payment clause of 10. As long as your credit is good enough, you can enjoy the minimum down payment of 10. Of course, Lin Feng originally thought about whether to adopt a real 0 down payment. However, due to the 0 down payment, for real estate, it is too involved. This will lead to many people's irresponsible breach of contract. After all, this is not buying a Fuxi mobile phone, no matter how expensive it is, it is only a few thousand yuan. And a property, at least hundreds of thousands, at most millions, the amount of money is too large.

Zero down payment will cause many problems. It will also lead to many people's impulsive consumption and choose overly expensive house types and decoration plans. Once the economy changes and the loan cannot be repaid, the subprime mortgage crisis in the United States will occur. Although Lin Feng, who was reborn from the subprime mortgage crisis, is not a financial person, he also understands why the subprime mortgage crisis occurred. Lin Feng does not want China to be like this.

10 down payment is probably the lowest threshold standard at present. If it is lower, the probability of a subprime mortgage crisis will be too high.

As for creditworthiness, how to judge it is very simple, that is, the membership system of the second world. Of course, now it is not just the creditworthiness of the members of the second world, but also popularized throughout the country through the second bank.

After the establishment of China Lianshang Bank this time, its personal creditworthiness has once again become popular. Everyone has a credit rating. And it is no longer just a simple star rating, but a score. From 0 to 100 points, different scores have different rights. For every point, the rights you have are completely different, and the amount of loan you can get is also different.

Every point is valuable!