Chapter 6453: Too Much Loss

(It’s still two today! It’s three days since the National Day, so I just took a little rest. I don’t know what’s going on. I’m very tired and out of breath. It feels like I’m on a plateau! I lay down at six o’clock and set the alarm clock for 7 o’clock. The alarm clock goes off. When I woke up, it was already past 10 o'clock. Of course, I wish you all a happy National Day!

Lin Feng launched this real universal medical insurance, but no insurance company was willing to take the bill!

Originally, Lin Feng's intention was to cooperate with many insurance companies to launch such a policy. Although Lin Feng also has an insurance company, Lin Feng doesn't want to look too ugly and eat everything by himself.

Lin Feng's original intention was naturally to unite various insurance companies to swallow this cake together. But obviously, these insurance companies think this is a loss-making transaction and are unwilling to participate.

Is it really a loss?

Lin Feng smiled. A rough calculation would definitely mean a loss. But after careful calculation, this is definitely not a loss!

"Since these insurance companies are unwilling to cooperate, forget it. We will just play by ourselves! This will make them regret it!" Lin Feng smiled.

If someone doesn't like it, Lin Feng will naturally not force it. You can't. If people don't want to play with you, you have to play with them. That doesn't make sense, right?

But our own insurance company has always been a symbolic existence before. Lin Feng has not been involved too much in this area. After all, in the insurance industry, these companies have the shadow of those gentlemen.

Lin Feng was already making a lot of money, so he didn't want to make another profit from insurance. After all, when it comes to life and doing things, you must always do it in moderation, and you must always keep a thin line in everything.

Lin Feng is not the kind of person who is extremely vicious and chases and beats people fiercely. Especially when it comes to making money, Lin Feng also likes to leave a way for others to survive. But obviously, the insurance company doesn’t approve. But there’s nothing you can do if you don’t agree with it. They think that this way, they will not make any money at all, but may lose money.

Lin Feng is not surprised by this. After all, universal health insurance, which reimburses everything except registration fees, does sound very scary. And, actually, it’s scary.

But this is charity. This kind of insurance is similar to charity. In Lin Feng's calculation, it is absolutely not profitable. Of course, you won’t lose money.

Although the per capita payment is small, you must know that as long as everyone in China pays for universal medical insurance, based on the minimum of 100 yuan a year, that is still 130 billion yuan! Of course, 130 billion yuan sounds like a lot, but compared with the annual consumption of medical care by the people, it is simply not worth mentioning.

If each person pays 1,000 yuan, the insurance company will also consider it. But if each person pays 1,000 yuan, then it is impossible for all citizens of the country to pay. If everyone cannot pay, it will still be a loss.

What's more, even if the national medical insurance charges 1,000 yuan per year and everyone pays, there will still be a loss. After all, all diseases are reimbursed, and the cost will be bottomless. You know, many serious illnesses, serious illnesses, can easily cost hundreds of thousands or millions of dollars. Who can bear this!

Also, what if an organ needs to be replaced? This could easily cost millions. With such a large population in China, it is very possible to lose hundreds of billions or trillions of yuan a year. In this case, the insurance company will never accept the bill.

Of course, considering Lin Feng's net worth and the resources he controls, there is no problem if he is willing to bear this 'deficit'. But not insurance companies. The money they earn cannot make up for this shortfall.

"Boss, what they are considering is not unreasonable. In terms of universal health insurance, a few developed countries such as Japan and Russia have such conditions. Including the United States, they do not have universal health insurance. But even in developed countries, what they have The fee paid is not a small amount. The average price of about 100 yuan is really too little!" Natalie Portman looked confused.

This price is too low! She didn't understand how Lin Feng planned to make ends meet.

"What do you think I should do to make ends meet?" Lin Fengxiao asked.

Natalie Portman frowned. She thought about this issue for a long time. Breaking even is too difficult. Even if you advertise, that's impossible.

"Boss, I don't think an insurance premium of 100 yuan per capita can guarantee a balance of payments. Even if you use it to advertise, it won't work. Unless there are many rich people who are willing to donate. But donating for one year or two years is fine. Let them donate every year. They may not be happy!” Natalie shook her head and said, “After all, it’s impossible for these rich people to make money every year, and they can’t make huge profits every year due to stock market crashes!”

Natalie thought a lot, but unfortunately she didn't come up with any answers. This matter was beyond her understanding. She didn't know how to make money.

"Natalie, this thing is definitely a loss of money!" Lin Fengxiao said, "It's impossible to make money. No matter who is running it, it's impossible to make money with an insurance of 100 yuan per capita!"

Natalie was stunned!

"If we calculate based on the per capita payment, we may lose 1.3 trillion yuan a year! Boss, this is a lot of money! It is almost equivalent to the profit you make every year now!" Natalie exclaimed.

Of course, this will not bankrupt Lin Feng. But it will put Lin Feng under great economic pressure. In particular, the deficit of 1.3 trillion yuan is only an estimate. In fact, once universal health insurance is implemented, no matter how expensive the registration fee is, once people are sick, they will choose to go to the hospital for treatment. This, 1.3 trillion is nothing, it is very likely that the number will double or triple.

After all, in many cases, when Chinese people are sick, they just stay at home or go to a small clinic for treatment and medicine. It's cheap!

But now, this is a pit. And it's not profitable? Will the boss do a business that loses money? Natalie was puzzled and looked at Lin Feng with suspicion.

Is there any hidden secret in this?

"Don't look at me, this time it's a real loss!" Lin Feng said with a smile, "With such a small amount of money, it's really impossible to make enough profit to maintain medical insurance expenses. In the end, I have to pay to fill the deficit!"

Natalie still didn't believe it. If so, with so much loss every year, Lin Feng will go bankrupt sooner or later. Unless solar energy technology can be popularized quickly. In other words, find enough mineral resources in outer space, otherwise the loss will be too great.

This is irrational!

No! My boss is so smart, he will definitely make money! He definitely can! He must have a way! My boss is so smart!

"Hey! How can you say that about your boss! How can you talk like that!" Lin Feng glared.

But Natalie didn't believe it. (To be continued.)