Chapter 981 Will My Children Be Like This After My Death?

Hearing what He Lixin said, Liu Jian's interest was heightened.

"So this bank is interested in looking for a buyer. Is Dr. He familiar with them? If possible, arrange a time for me to meet with them." Liu Jian said.

He Lixin said: "No problem, I will arrange it for Mr. Liu as soon as possible."

Although I have never heard of the name of Hong Kong Chinese Bank, it was mentioned by He Lixin. This bank must have occupied a place in the Hong Kong banking industry. It was only because of the departure of the founder and the fact that the descendants were busy getting rid of the inheritance that it became caused the current predicament.

This kind of mature bank facing operating difficulties is exactly what Liu Jian needs. There are many big banks, but with Liu Jian's funds, he cannot afford to acquire them. For example, Standard Chartered Bank, Minsheng Bank, etc. Liu Jian wants to acquire, but he can only acquire them. You have to sell all the companies you own in order to acquire some shares, but this may not be successful.

This meeting came faster than Liu Jian thought. It seemed that the shareholders of Hong Kong Chinese Bank really did not want to continue investing.

When Liu Jian saw Li Yonghong, he looked worried. At his decadent appearance, Liu Jian shook his head secretly. He would not keep this person if he acquired it. No matter when bankers arrive, they must Li Yonghong seems to be full of confidence and energy, but there is a big difference between him and Li Yonghong.

"Mr. Li, this is the president of Liu Group and the chairman of ATV and Lixin Garment International!" He Lixin introduced.

"Mr. Liu, I have admired your name for a long time, and today I see you and it is truly well-deserved!" Li Yonghong said.

Liu Jian smiled indifferently. He had heard this kind of compliment too many times, and it had no nutrition at all. And he looked down upon Li Yonghong even more.

"Mr. Li, let me get straight to the point. I heard that Hong Kong Chinese Bank is looking for a buyer, right?" Liu Jian said.

Li Yonghong was not surprised. All the people who asked him during this period were doing it because of this matter. The plight of Chinese Bank has been spread throughout the industry. In fact, Chinese Bank has not reached the point where it has to be sold. Although its business has shrunk, the bank's debt ratio has always been in a very low range. It's just that the two major shareholders behind him no longer want to continue operating, leaving him helpless to find a buyer in the market.

"This is the case, and I won't hide it. But what I want to explain is that this is not because of business problems, but because our shareholders no longer want to invest. The two shareholders have reached an agreement to sell all Chinese Bank." Li Yonghong said.

All you need to know about these situations is a little inquiry, and Li Yonghong has nothing to hide.

"I wonder what the price is at Chinese Bank?" Liu Jian asked.

Li Yonghong smiled bitterly and said: "The company's total assets are 20 billion, with a debt ratio of 80%. The highest offer I have received now is from CITIC Ka Wah Bank. They offer 4 billion. Judging from the current situation, , maybe this is the highest price.”

Liu Jian looked at He Lixin in confusion. He didn't understand anything about the bank's asset-liability ratio. He was really shocked when he suddenly heard that the debt ratio was 80%.

He Lixin hurriedly explained: "In the banking industry, as long as the debt ratio does not exceed 92%, the financial status is within the normal range. The debt ratio of Chinese Bank is so low, it is beyond my expectation."

Only then did Liu Jian understand that there seemed to be an essential difference between banks and other companies. Since it was within the normal scope, the acquisition could be discussed. The other party offered 4 billion, and Li Yonghong did not refuse, which meant that the price had already been reached. Close to the bottom line of shareholders, maybe between 100 and 200 million.

Thinking of this, Liu Jian made a decision and said: "Mr. Li, I offer 4.2 billion. You go back and ask the shareholders what they want. If they agree, there will be no problem with this business. I can make a decision now. If you are high , I have to reconsider it. There are many banks that can be acquired in Hong Kong, and Chinese banks are not the only ones."

Li Yonghong nodded and said: "Mr. Liu, I will convey your wishes."

This price must have been approaching the bottom line of the shareholders. When the price was 4 billion, the shareholders began to waver. This was another 200 million higher. If there were no big surprises, it was very likely to be reached.

When Li Yonghong left, Liu Jian was still a little uncomfortable and said: "Why did the other party agree to such a big deal so hastily?"

He Lixin said: "Mr. Liu, that's because you don't understand. The Zhou family has already lost face for money. Don't talk about such a big number. They filed a lawsuit for three million. That's fine. We should have done it as soon as possible." Once the acquisition is completed, a lot of trouble will be saved. As for how the Zhou family will divide the money, it is not something we need to consider. "

Liu Jian thought that this was indeed the case. He had seen news about this in his previous life. In order to compete for the old man's real estate, the two brothers sold the old man's house at a low price while the old man was traveling.

That was done when the old man was alive, not to mention dead.

However, the biggest purpose of coming to Hong Kong was achieved so easily, and Liu Jian still felt like he was in a dream.

Back at the villa, Liu Jian still hadn't come to his senses.

"What's wrong with my husband?" Fan Junyu asked worriedly when he saw Liu Jian was distracted.

Liu Jian smiled bitterly and said, "Do you know what I just went to do?"

Fan Junyu shook his head and said: "I heard that you and He Lixin went out, why do you have any business again?"

Liu Jiandao: "There is a bank in Hong Kong called Hong Kong Chinese Bank. I just went to discuss the acquisition!"

"Did you fail? It doesn't matter. There are many banks in Hong Kong. We can choose our target again!" Fan Junyu said.

Liu Jian shook his head with a wry smile and said: "It's not a failure, but a success. I paid 4.2 billion, and the other party agreed without even paying back the price. I'll go through the formalities tomorrow."

Fan Junyu opened his mouth and said, "No way, it happened so easily. Is there something wrong inside? We'd better be more cautious!"

Liu Jiandao: "There is no problem! It cannot be said that there is no problem. After the founder of Hong Kong Chinese Bank died, his descendants were busy getting rid of their property and just wanted to cash out the property as soon as possible. It is said that they fought for three million. I don’t know what the outcome of the lawsuit will be if it costs 4.2 billion!"

Fan Junyu was also surprised when he heard that it was for this reason.

"What I'm worried about now is whether my children will fight for inheritance in the future. You see, the reality is that the Lin family fell apart because of this matter and ended up in this situation. Now it's the Zhou family, fighting each other for millions. etc. When I die, will there be more? There will definitely be tens of billions. Do you think they will also engage in some kind of paid murder?" Liu Jian said.

Fan Junyu's expression changed and he said: "No, besides how old your child is, why would you want to go so far?"

Liu Jian shook his head and said: "Otherwise, people who have no long-term worries must have immediate worries. With my method of sowing, I don't necessarily have many children in the future! No, I have to think carefully about how to avoid this. I don't want to die. No peace."

Fan Junyu was speechless. At this young age, he was already thinking about things after death.