870: Addressing the Funding Gap (1 More)
Smuggled cars are rampant in later generations because smuggled cars are cheap.
In 1985, smuggled cars were rampant because there were only so many imported cars through formal channels, and the country was limited by technology and there were few car production lines, so there was a huge gap in demand for cars!
It has not been a few years since the reform and opening up. In the 1990s, the economic situation was better, the production volume of automobiles still did not keep up, and smuggling cars would become more rampant. Scarce things will appreciate in value, and if you buy a new car and then sell it, it may increase in price.
Of course, the common people are getting richer every year.
Today's 10,000-million-dollar households can evolve into millionaires as long as they don't have bad luck, don't covet enjoyment, and work conscientiously until the 1990s.
It's past that millionaires don't buy cars.
President Wu and his bank, the current deposit is more than one million!
As an invisible millionaire, the sub-branch where President Wu is located does not have a car belonging to his own sub-branch, which has always been a problem for President Wu.
It is impossible to buy a car, and the above will not approve the money.
But if Xia Xiaolan mortgaged a car to the sub-branch and couldn't repay the payment, the sub-branch took her car, which is only natural.
There are so many bad debts in loans every year. President Wu can find some more names, and this Citroen cx20 can be turned into a sub-branch in an open and honest way.
He looked at the car now, his eyes burning hot.
"Wu Xing, I see that you seem to like this car very much?"
How did Xia Xiaolan know about Wu Xing's headache.
"Brand new, your car is worth 200,000. If you have a crown, I can give you a loan of 300,000!"
It was Xia Xiaolan who used favors to buy cheap cars at customs.
Human favors are getting thinner and thinner. Xia Xiaolan doesn't have much to buy herself a car. If she wants to use this favor to go to the customs to sell the smuggled cars seized... The money is fast, but she is too naive!
Zhou Cheng and Kang Wei both have the ability to get a customs impounded car, why don't they go into this business?
Even upside-down cigarettes have stopped. Upside-down cigarettes are not considered smuggling, they are just exploiting policy loopholes.
A car bought for 80,000 yuan can be sold for 200,000 yuan in one sale. Knowing that this business cannot be done, Xia Xiaolan is also heartbroken.
She comforted herself, the money is endless, it's okay to buy it and open it by herself. If she really wants to do this business, it will not affect Tang Hongen and the Zhou family well! Xia Xiaolan knew that some high-ranking cadres made their fortunes by reselling wholesale documents, and they played the trick of empty-handed white wolf.
President Wu was in love with Citroen, and Xia Xiaolan looked amused.
That is to say, it will take 85 years for this kind of picture to appear. In a few years, middle and senior management of the bank like President Wu will not be able to afford a car. Not to mention the messy income, it is normal salary income, and that is enough.
"Wu Xing, do you want to try it out?"
Wu Xing was really moved.
Xia Xiaolan could see the struggle on his face, but he still refused.
"You don't want to corrupt me with this sugar-coated cannonball!"
Yes, buying national bonds and giving him alcohol and tobacco are all accepted, but letting him drive has turned into a bribe. Xia Xiaolan couldn't understand Wu Xing's thinking, "You like cars so much, the sub-branch should just buy one."
President Wu glared at her, clearly where the pain was:
"Tell me, your uncle wants a loan of 800,000 yuan, so do you? You can get a loan of 200,000 yuan for this car. Counting your three stores and the courtyard house in Shichahai add up to a loan of 600,000 yuan. But like you said, You have to repay the previous bank loan."
600,000, the gap is 200,000!
"Do you think 700,000 will do? 'Blue Phoenix' is not an ordinary clothing store. It is a clothing sales company. We now have three stores and six employees in Beijing alone, and we also have branches in Shangdu."
Xia Xiaolan and Li Fengmei operate separately, but the registered brands are not separated. She wants to say that all the stores in Shangdu are under the name of 'Blue Phoenix', which is also well documented.
The store in Shangdu was originally intended to be used by Liu Yong as a loan. Once the 7.5 million project contract was signed, Liu Yong no longer needed to mortgage the storefront and the courtyard in Nanluoguxiang, so Xia Xiaolan proposed it.
"Is there a branch?"
President Wu pondered, "The 700,000 is no problem, do you want this loan in July?"
Xia Xiaolan nodded. Now the shop in Gulou is being renovated, and it will cost tens of thousands of dollars. She only has about 80,000 to 90,000 yuan left.
The decoration was supervised by Ge Jian, and it took more than a month to hurry up, and it happened to be July when the decoration was finished.
At that time, the other two stores could also extract the profits from buying summer clothes. From May to July, in two months, the two stores could earn more than 100,000 yuan.
Together with the savings in hand, you can pay back the bank money first.
President Wu has loaned 700,000 yuan, and Xia Xiaolan still has Zhou Cheng's 170,000 yuan in his hand. He has already agreed with Zhou Cheng that he will use his money to buy shares this time. Xia Xiaolan can plug the gap in funding!
In fact, Xia Xiaolan still had some money in her hand, which was a passbook of 9,000 yuan given by Grandma Zhou. She said it was for Xia Xiaolan, how could she be willing to use it, it is not easy for the old lady to save so much money.
What surprised Xia Xiaolan even more was that she went to see President Wu and went home, and Grandma Yu took out a passbook:
"You've been short of money recently, haven't you. You've made several trips to the bank? You can use this money first, and I'll exchange the rest for US dollars, so I can't give it to you."
Grandma Yu's sneaky small exchange has already replaced half of the sealing fee given to her by Ji's family into US dollars, and the sealing fee is only 40,000 yuan.
In addition, Xia Xiaolan extorted 10,000 yuan from Liang Bingyan and gave it to Nurse Yu.
Milk divided the spoils.
Grandma Yu also took the two-year rent of Shangdu Clothing Store. The old lady still has a total of 50,000 yuan, which is all on a bankbook. Now this bankbook is placed in front of Xia Xiaolan.
"Your money is too easy to deceive. If I take it and run away, you really have no evidence at all."
Xia Xiaolan was moved and couldn't help but joke.
Grandma Yu's expression was not very natural, "Then you give me an IOU first!"
"Just kidding, you have collected the money, and I have solved the gap in the money. If it is not enough, I will ask you to borrow it."
Xia Xiaolan really couldn't do it if her grandmother asked for money.
Business people are always short of money, and she is not going to squeeze the coffin book in the old man's hand. If you are short of money, you will find a way by yourself. If you can't get it together, it means that the timing of doing business is not right. Xia Xiaolan will not force it.
Like the renovation project of the Nanhai Hotel, Liu Tianquan found him last year, but Xia Xiaolan refused to agree no matter what. At that time, she and her uncle had no advantages. When participating in such a big project, Liu Tianquan just wanted to please Mayor Tang.
Today is different from the past. Even if it is a project with a loan of 7.5 million yuan, it is also because her and her uncle's respective families are richer than last year.
Being able to take out loans, come up with plans, and then participate in the Nanhai Hotel project, Xia Xiaolan has her own confidence!
Xia Xiaolan couldn't use her grandmother's money. Knowing that she was secretly exchanging dollars, she told her grandmother:
"Being an exchange student is at public expense. I can't spend much money when I go to the United States. Don't exchange the deposit in your hand, and the remaining 50,000 will be saved for death! We didn't agree, I'll find someone for you, and you give it to me. The small building in Shangdu Erqi Square, I don't need you to give me any extra money."
When people are old, everything is illusory, and if you have money in your hand, you really don't panic.
Grandma Yu helped Xia Xiaolan train the clerk before and after running. She didn't want Xia Xiaolan to pay her wages. The two had an agreement before, how could she still use her coffin book to go to the United States####Today, try to update as normal as possible, I didn't expect the monthly pass and At the same time, the recommended ticket is the first, and it is everyone's support (#^.^#)!