The Pinnacle of Life in the United States

Chapter 595: The New Ponzi Scheme

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In the white porcelain cup, amber-colored old wine was flowing. The aroma of the wine was overflowing, filling the nose of everyone. A pot of wine was filled with 6 glasses. Lan Fei handed the bottle to the waiter standing behind him. When it comes to the jug, some are in a hurry, some are embarrassed, darling, such an expensive thing, don't break it in your own words, otherwise, you can't afford to sell yourself.

"Everyone, for our gathering." Lan Fei raised his glass and said to everyone.

Everyone also raised their wine glasses and gestured towards Lan Fei. Lu Ning took a slow sip. It is indeed the Huadiao wine known as the 40-year cellar. It is pure and delicious enough to make people linger and forget to return. I can't wait. Maybe it's because of their own drinking capacity, that the girls stop at first taste. Only Chen Jie took a big sip. There should be about one or two.

You know, after being stored in a cellar for so long, the aroma of this wine can be intoxicating. Maybe it is a little purer than the high-quality liquor. Chen Jie took a big mouthful, and for a while, he almost lost his taste, and took a few deep breaths. In order to prevent himself from making a fool of himself, but the more this is the case, the more difficult it is to resist. In the end, his face turned red, and he almost died from a sip of wine.

After finally regaining his senses, he saw Lu Ning and the others with half-smiling expressions, well, I was embarrassed again, but fortunately, except for Boss Lan, they are all my own, no problem, no problem.

"Mr. Chen, it's better to take it slowly." Lan Fei didn't say much, just a kind reminder.

Seeing that Lan Fei was both good wine and delicious food, Lu Ning gave Chen Jie a wink, the latter understood, and hurriedly asked the waiter to add a seat and a pair of tableware.

Lan Fei didn't reject this either. It was originally to deepen understanding with Lu Ning. Of course, she followed the good manners and sat down at the table.

The atmosphere at the wine table was not bad. Everyone was chatting about their own experiences without being cold. Among them, Lu Ning kept listening and didn't express any opinions, but Chen Jie returned to his eloquent appearance, as if he was in a demon. All, there is nothing that he can't do, typical bragging, but everyone really doesn't take his words to heart, anyway, there is always someone who wants to say more, otherwise it will be bad if it is cold.

"Boss Lan, how did you think of working in the catering industry?" After a long time, Lu Ning and Lan Fei had a wordless conversation, and neither of them was in a hurry. It was just a slow test.

"It's nothing, I'm a woman, and I don't know much about other things. I think that people take food as their heaven, so I devote myself to this." Lan Fei helped her front bangs and said casually.

"Boss Lan is a bit self-effacing, looking at Boss Lan's conversation,

It is only from aristocratic families that it can be cultivated, and a private chef alone is a bit overkill. "Lu Ning was a little bit about Lan Fei's birth, and by the way, he held the other party's hands.

"In front of Mr. Lu, I really have nothing to say about my background, but a few friends have talked to me about some business, but I don't understand, I was thinking of asking someone for advice, I don't know. Can Mr. Lu help me?" Lan Fei also replied, you know my background, and I also know your family. It is considered to be a clever attack. In a normal chat, the only person who could hear clearly was Qin Lan.

"Oh, what business? I'd like to hear the details. It's not enough to ask for advice. It's just a discussion with each other." Lu Ning said politely.

"Not long ago, a former playmate found me and said that the Internet industry would tell Rise recently, and he wanted to create a platform similar to online lending, saying that it would gather small funds and lend them to those in need of funds. Which type of person is said to be a private micro-loan model through the Internet, and carry out related financial management and amount services with the help of the Internet and mobile Internet technology online credit platforms."

Lan Fei was really mentioned to her by a friend, and she was considered a small-minded person in the second-generation circle. When she found herself, she said that she was in the new industry of the Internet. There is a way to make money, but Lan Fei doesn't know much about the emerging industry of the Internet, so, taking advantage of this opportunity, you can also ask Lu Ning for advice.

When Lu Ning heard it, he was very happy, oh, it's incredible, isn't this the P2P business that will be very popular in the future?

"Boss Lan, your friend is a smart person." Lu Ning said with a smile.

"Oh? According to Mr. Lu, this project can be done?" Lan Fei glanced at Lu Ning and waited for his answer. To be honest, Lan Fei was not very optimistic about this project. Thinking that Lu Ning praised the person who proposed this idea, could it be said that this Mr. Lu also took such a crooked path? If this is the case, for this Mr. Lu, he should only be able to keep the friendship between gentlemen as light as water.

In fact, this can be regarded as a test for Lan Fei. After all, Lan Fei himself is not optimistic about this project. If Lu Ning supports it, then Lu Ning's status in Lan Fei's heart will drop by one level.

"If I were boss Lan, it would be better not to touch this industry." Lan Fei didn't expect that Lu Ning's next sentence would be reversed.

"Huh? Didn't Mr. Lu just say that this project is good, why did he say that all of a sudden?"

"Stop, the kind of project you just mentioned is actually a modern version of a Ponzi scheme. How can you let others invest more money in you? Isn't it just giving high interest as bait? Let's not say yes It's not that so many people make money, even if they do, then do you think these people who borrow money can guarantee that there will be no bad debts?"

Lu Ning smiled and took a sip of the flower carving, and continued: "Also, if you have more money, you must want to learn to invest. After all, the money you borrowed has high interest, and you want to repay the interest to investors. In addition to tearing down the east wall to make up for the west wall, there is also investment, but can you guarantee that you will get every opportunity? Or, do you think this money will definitely increase in value in your hands?"

Lu Ning's question instantly made Lanfei feel that something was wrong all the time. That's right, isn't this the template of a Ponzi scheme? Just put on a high-tech hat.

"So, I said that the person who came up with this project is a smart person. At least, he can gather a fortune in a short period of time, and then use high technology as a guise, and then inflate some investment income, at least, not in the short term. Any problem, spend money lavishly and live the most luxurious life, after all, this money is not your own."

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