Chapter 4009 Fatal Loophole

The "Wall Street Journal" reporter refused to give up and stopped many people. These people either didn't care at all about the loan-to-deposit ratio, or they didn't believe that there would be a run on the Second Bank, and they were not worried that the bank would not be able to repay it. Money, and the most depressing thing for the "Wall Street Journal" reporter during the interview was that almost 90% of these people trusted Lin Feng very much and believed that as long as a company run by Lin Feng, it would be absolutely impossible to deceive people. .

Faced with this investigation result, the "Wall Street Journal" did not dare to publish it. If this were to be published, wouldn't it be an advertisement for Lin Feng? However, after doing this for a long time, it had no impact on Lin Feng at all, and this didn't work either. This is too embarrassing. After struggling for a long time, the result is like a clown, with no consequences for Lin Feng. This is too frustrating.

However, the Wall Street Journal will naturally not give up just like that. Since these small depositors trust Lin Feng, those big depositors will always be less superstitious and more rational. As a result, several large depositors interviewed, such as leading ones like "Cheung Kong Holdings", all have funds deposited in excess of billions or even tens of billions of dollars. They frankly admitted that they were not worried about this at all. Instead, they hope that the ‘Second Bank’ can lend as much as possible. The more this happens, the more money the bank makes. Their money is safer in the bank.

Faced with this situation, the "Wall Street Journal" is completely disappointed. This is already the case, what else can they do. There is no solution. I can only admit it!

However, the Wall Street Journal recognized it, and Kandi would not just give up. These people believed in Lin Feng because they believed in his credibility and believed that Lin Feng had enough financial resources to deal with the loan-to-deposit ratio problem of the Second Bank. Therefore, no one doubts that such a loan-to-deposit ratio will bring risks to their deposits. Since these people believe in Lin Feng and his reputation, then all they have to do is destroy Lin Feng's reputation.

How to ruin Lin Feng’s reputation? Many companies have tried this before. Including 'g23', they have also tried it, but Lin Feng has always kept his promises and is very straightforward with people and things. Moreover, the good reputation cultivated in the 'second world' is simply difficult to destroy. A common saying can be used to describe Lin Feng's current reputation - it is easy to shake a mountain, but it is difficult to shake Lin Feng's reputation!

"President Kandi, I think this has no effect at all! Lin Feng's reputation is so good, it doesn't matter how high the loan-to-deposit ratio is. With Lin Feng's reputation, these depositors don't worry about this at all." The assistants said with a headache.

Compared with other companies or individuals, facing this situation, they have already been in a state of distress. But Lin Feng's credibility is too high, and so far, there is nothing that Lin Feng has not accomplished. What he promises, he will definitely do. His credibility is higher than that of American politicians. How do you deal with him in this situation?

Kandi chuckled. There was no chance originally. To be honest, Lin Feng's protection of reputation has reached an almost perverted level. Large companies usually place satellites randomly, but Lin Feng never places satellites randomly. Of course, it doesn’t mean that I won’t let it go. But Lin Feng occasionally places satellites randomly, but he always finds a way to solve it and realize it.

Therefore, his reputation cannot be denigrated. If you want to slander, the people won’t believe it. But now there is an opportunity, an opportunity sent by Lin Feng personally.

"Lin Feng now owes US$80 billion through the Abu Dhabi consortium! His assets exceed one trillion US dollars. In the minds of the people, that should be only US$80 billion. This can be repaid no matter what!" Kandi said gloomily. With a smile, "What will happen if he can't repay the $80 billion in debt?"

Many assistants were stunned. Lam Fung Hui can't repay US$80 billion in debts, what a joke!

"Look, you all don't believe it. If Lin Feng really can't repay, then he will fall into an unprecedented crisis of trust. At this time, if he raises the deposit-loan ratio, it will cause panic!" Kandi snorted coldly. , "Lin Feng, Lin Feng, you are so smart in your life, but you were confused for a moment. You actually asked the Abu Dhabi consortium for a loan!"

Many assistants are still confused. They never believed that Lin Feng would not be able to come up with 80 billion US dollars. This is incredible.

"Just wait and see the show!" Kandi sneered.

Later, Kandi called Khalifa II, the ruler of Abu Dhabi, and told him his plan.

"He really can't repay the US$80 billion?" Khalifa II is still very interested in this plan, but if Lin Feng has to repay it, he will completely break up. Khalifa II is not afraid of breaking up, but after breaking up, there is no benefit, so Khalifa II is not willing.

"Although his assets are said to be worth one trillion dollars, in fact, most of his money is in the stock market. Although the 'Second World' can provide a lot of cash, the cash of the 'Second World' is dragged down by its hardware department, and the circulating active funds are only enough for the 'Second World' to operate itself. It is impossible to withdraw so much money. According to the analysis of some senior financial analysts on Wall Street, the 'Second World' can withdraw a maximum of 15 billion US dollars in cash to Lin Feng. This is already the limit. If there is more, I am afraid that the 'Second World' will have difficulty in circulation." Condi said confidently, "As for the 'Second Bank', which was originally Lin Feng's treasury, it is impossible to withdraw funds to Lin Feng. As for Lin Feng's other industries, except for 'Dingdang.com', a large amount of funds can be withdrawn. But before that, I will let people spread the word to question the flow of funds of 'Dingdang.com', so that it dare not withdraw funds to assist Lin Feng. Moreover, with 80 billion US dollars, Lin Feng simply cannot withdraw so much funds to repay the loan in a short period of time, so 'Dingdang.com' can be ruled out!"

Khalifa II nodded.

"But what if the Chinese government invests? The four major Chinese banks can easily lend Lin Feng 80 billion US dollars without any problem." Khalifa II said worriedly.

"This is indeed a cause for concern. However, the relationship between Lin Feng and the four major Chinese banks has not been so good since Lin Feng owned the "Second Bank". Moreover, Lin Feng's personality is too flamboyant, especially for those very traditional and low-key officials. Lin Feng is too flamboyant and is not liked by many officials. I will use some relationships to let these officials put some pressure on the four major banks so that they don't take action. I believe some officials are very happy to teach such a flamboyant Lin Feng a lesson." Condi said with a smile.

Khalifa II chuckled. This is good. If the Chinese government does not take action, Lin Feng will be finished. But thinking of one thing, he frowned again.

"Wait, what about Lin Feng's friends? He has friends all over the world, and many of them are wealthy people." Khalifa II frowned. Lin Feng's most famous friend is Ellison, in addition to Li Zekai and others. These people are all rich. If they want to help Lin Feng, it is not too difficult to raise the 80 billion US dollars.

"Haha, don't worry. Most of the money of Lin Feng's friends is in the company. We have estimated that Lin Feng can only borrow less than 20 billion US dollars in cash from them. All in all, Lin Feng can borrow at most 50 billion US dollars! For us, even if Lin Feng is only 1 US dollar short, it is his breach of trust. And once he breaks his promise, his reputation will be ruined. Then it will trigger an avalanche effect!" Condi laughed.

"If that happens, I will ask Lin Feng to pay back the money immediately!" Khalifa II grinned, "I am looking forward to seeing Lin Feng unable to pay back the money!"

"I am more looking forward to seeing those who worship Lin Feng, yes, called the gods, when they see that the gods in their hearts cannot pay back because of 80 billion US dollars! It's so refreshing!" Condi laughed wildly.

But the smile suddenly stopped.

"By the way, will Hamdan in Dubai lend money to Lin Feng?" Condi asked nervously. Hamdan has such a good relationship with Lin Feng, and he is also the chief of Dubai. If he lends money to Lin Feng, it will be troublesome.

"Don't worry, Dubai is not Abu Dhabi. It has no oil for a long time, and most of the money of the Dubai royal family has been invested in the construction of Dubai. According to the information I have received, Hamdan can use a maximum of 27 billion US dollars in liquid funds. If there is more, he may have to sell various lands. If he sells them, Dubai will be worthless. Even with this money, Lin Feng can only get 77 billion US dollars at most, which is not enough!" Khalifa II sneered, "As for other Arab royal families, as long as I say it, they will not lend money to Lin Feng. In Arab countries, Dubai is the most dazzling, but in terms of influence, it can't compare with Abu Dhabi!"

Kandy nodded. In terms of political influence, Dubai is indeed not as good as Abu Dhabi. Khalifa II's influence is naturally greater than Hamdan's.

"In that case, then you wait for good news from me. After I release the news, you can start your action." Kandi said with a smile.

Not long after, rumors began to circulate in the Chinese market about the huge amount of merchant funds controlled by Dingdang.com. Many rumors pointed to Dingdang.com, saying that it used the security funds deposited by merchants in Dingdang.com and diverted them for other purposes, and if the investment failed, it might cause damage to the interests of merchants.

Faced with such rumors, Liu Yingying, president of Dingdang.com, immediately came out to refute the rumors, announcing that all its funds were stored in the Alipay account launched, and all merchants could withdraw cash at any time without any problems. There was no possibility that Dingdang.com would divert it for other purposes. Liu Yingying's decisiveness calmed the rumors.

After that, the four major banks also released some policies to absorb depositors' funds. The biggest propaganda slogan among them was the loan-to-deposit ratio. The loan-to-deposit ratio of the four major banks was absolutely in a reasonable range. Although no names were mentioned, everyone knew that this was a declaration of war against the Second Bank. After all, since the Second Bank was acquired by Lin Feng, it has gradually become the most popular bank in China. If it were not for some policy restrictions, it would have surpassed the Big Four and become China's No. 1 bank.

"Khalifa II, it's done!" Condi called. There are still some tricks that he won't use for the time being, and will leave them for Lin Feng as a surprise. To be continued.

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